About the Position

Welcome to AFS! We are a non-banking financial institution active in Romania for the past 17 years, dedicated to providing alternative financing to small and medium-sized enterprises. We specialize in factoring and short-term lending, but we can offer most types of financing depending on our clients’ needs.

If you would like to join the AFS team, we would be happy to meet you!

Responsibilities

Reviewing credit/financing documentation
Responsible for the financial analysis of clients applying for financing within approved facilities
Responsible for analyzing credit operations from a risk perspective
Providing support to Relationship Managers / Portfolio Managers regarding financing proposals
Ongoing monitoring of financing contracts together with the back-office department
Contributing to the preparation of credit files, based on received requests, in compliance with applicable legal regulations, internal policies, and approval procedures
Monitoring contract performance, repayment of financing, and associated costs according to agreed deadlines
Handling client requests, identifying and analyzing key risks, and proposing mitigation solutions
Contacting clients to carry out necessary operations related to financing
Contacting overdue clients for debt recovery purposes
Answering phone calls and advising existing clients based on internal procedures
Managing contracts within internal IT systems used for credit analysis and monitoring
Preparing various reports related to lending activity upon request

Requirements

Education: University graduate, preferably in finance or banking.
Experience: At least 2 years of experience in lending activities (analysis/ credit risk/ financing operations), preferably within a financial institution or bank
Skills:
- Knowledge of the SME sector (business/financial)
- Strong analytical and problem-solving skills
- Excellent organizational, planning, and attention to detail skills
- Good PC skills
- Strong communication and interpersonal skills
- Ability to work under pressure
- Team-oriented mindset
Foreign Languages: Good command of English

We Offer

Salary package: Depending on experience
Professional development opportunities: Within an experienced team
Friendly working environment: With a good work-life balance

Additional Benefits

Salary: $85,000 - $90,000 Per Year
Vacancies: 2 Available
Allowances: Medical Expenses & Travel
Paid Leave: 26 Days of Annual Leave

Contact Information

Support: 0800-896-1234 (Toll Free) Personal
Corporate: +49-69-123-5678

Send Your Queries

Location: Bucharest, Romania

Employment Type: Full-time

Work Location Type: On-site

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