Business Analyst - Credit Risk

About the Position

We are seeking a Business Analyst - Credit Risk to join our UK-based investment bank team in Bengaluru, India. The role focuses on credit risk analysis and regulatory reporting.

Responsibilities

• Act as a business solution owner of the projects' target state and support analysis.
• Ensure detailed requirements are documented in Business Requirements Documents (BRDs) and signed off by relevant stakeholders.
• Ensure new solutions comply with internal procedures and external regulatory guidelines.
• Analyze new data sourcing to support ETL design and development.
• Elicit data requirements and document data mapping specifications for Funds Transfer Pricing (FTP) computation.
• Analyze and fix data quality issues.
• Validate all downstream data extracts.
• Validate that the strategic system architecture proposed by Technology is fit for its business purpose.
• Drive prioritization considering business benefits, delivery timelines, and system performance.
• Centrally coordinate system interfaces/dependencies/change releases for the Treasury and Liquidity Reporting work streams.
• Test planning, coordinate testing, validate test results, and obtain sign-off from stakeholders.
• Support the development of testing packs with predefined results sets.
• Review test cases ensuring completeness of UAT coverage.
• Monitor any gaps/defects identified and work with Technology counterparts to track progress and ensure resolution.

Requirements

• Must have

  • 4-9 years of functional experience in Credit Risk, Capital Risk, regulatory reporting change management roles.
  • Good understanding of financial & capital markets domain with sound knowledge of products like equities, fixed income, derivatives, forex, etc.
  • Good experience in BCBS 239 or Basel evolution, Data lineage constraints, Liquidity ratios, PD, LGD, EAD, or RWA calculations.
  • Knowledge of Basel Capital regulations and good understanding of financial risk.
  • Expertise in SQL and Oracle tools.
  • Experience with both waterfall & agile methodologies.
  • Experience in analyzing data to draw business-relevant conclusions and in data visualization techniques and tools.
  • Strong communication and stakeholder management skills.

• Nice to have

  • Moody's experience.
  • FRM Certification.

Languages

• English: C2 Proficient

We Offer

• Competitive salary.
• Opportunity to work with a leading UK-based investment bank.
• Professional growth and development opportunities.

About the Company

Join our dynamic team in Bengaluru, India, and contribute to the success of our UK-based investment bank.