Business Analyst - Credit Risk

About the Position

We are seeking a Business Analyst - Credit Risk to join our UK-based investment bank team in Chennai, India, focusing on credit risk analysis and regulatory reporting.

Responsibilities

• Act as a business solution owner of the projects' target state and support analysis included in relevant concept and methodology papers required for preparation of BRDs.
• Ensure that detailed requirements are documented in BRDs, and are duly signed off by relevant stakeholders.
• Ensure that the new solutions comply with internal procedures / external regulatory guidelines and project deliverables are properly understood by business stakeholders, project team, and end-users.
• Analysis of new data sourcing to support ETL design and development.
• Elicitation of data requirements and documentation of data mapping specifications for Funds Transfer Pricing (FTP) computation.
• Analysis and fixing of data quality issues.
• Validate all downstream data extracts.
• Validate that the strategic system architecture proposed by Technology is fit for its business purpose and is in line with the agreed business target state.
• Drive prioritization taking into consideration business benefits, delivery timelines, system performance, etc.
• Centrally coordinate system interfaces/dependencies/change releases for the Treasury and Liquidity Reporting work streams and ensure alignment across all centers.
• Test planning, coordinate testing, validate test results, and obtain sign off from stakeholders.
• Support the development of testing packs with predefined results sets.
• Review test cases ensuring completeness of UAT coverage.
• Monitor any gaps / defects identified, and work with Technology counterparts to track progress and ensure resolution.

Requirements

Must have:

• 4-9 years of functional experience in Credit Risk, Capital Risk, regulatory reporting change management roles.
• Good understanding of financial & capital markets domain with sound knowledge of products like equities, fixed income, derivatives, forex, etc.
• Good experience in BCBS 239 or Basel evolution, Data lineage constraints, Liquidity ratios, PD, LGD, EAD, or RWA calculations.
• Knowledge of Basel Capital regulations and good understanding of financial risk.
• Expertise in SQL and Oracle tools.
• Experience with both waterfall & agile methodologies.
• Experience in analyzing data to draw business-relevant conclusions and in data visualization techniques and tools.
• Strong communication and stakeholder management skills.

Nice to have:

• Moody's experience.
• FRM Certification.

Languages

• English: C2 Proficient

About the Company

Join our UK-based investment bank team and contribute to the analysis and reporting of credit risk and regulatory compliance.