Business Analyst Paiement - Services Financiers - Nantes

About the Position

Business Analyst Paiement - Services Financiers - Nantes

Nantes, Pays de la Loire, France

Sopra Steria, a major player in Tech in Europe, with 51,000 employees in nearly 30 countries, is recognized for its consulting, services, and digital solutions activities. It helps its clients to lead their digital transformation and achieve concrete and sustainable benefits. The Group provides a global response to the competitiveness issues of major companies and organizations, combining in-depth knowledge of industry sectors and technologies with a collaborative approach.

Sopra Steria places people at the heart of its actions and commits to its clients to make the best use of digital to build a positive future. In 2025, the Group achieved a turnover of 5.6 billion euros.

Within the Financial Services Vertical, we support major banking actors, payment institutions, fintechs, and market operators in their transformation projects related to payments, monétique, regulation, and digital innovation. We notably have recognized expertise in the field of payments and rely on specialized business communities.

As part of the strengthening of our activities in Nantes, we are recruiting Business Analyst Monétique & Paiements.

Responsibilities

You will work with major banking groups and payment actors on strategic projects for the transformation of payment systems, optimization of collection processes, and evolution of monétique platforms.

As a true interface between business and IT teams, you will contribute to the definition, design, and implementation of innovative solutions that meet the regulatory and business challenges of our clients.

Key Responsibilities

Business Analysis

• Gather and challenge the needs of the Payments, Monétique, Payment Means, and Digital departments.
• Facilitate functional workshops with stakeholders.
• Participate in opportunity studies and scoping phases.

Functional Design

• Write functional specifications and user stories.
• Formalize user journeys and payment flows.
• Define management rules and acceptance criteria.

Project Team Support

• Coordinate between business and technical teams.
• Contribute to impact management and change management.

Testing and Validation

• Develop test plans.
• Conduct or coordinate functional testing campaigns.
• Support business during validation phases.

You may work on several of these business expertise areas:

• Payment card processing
• Acquisition and issuance, authorization, and compensation
• CB, Visa, and Mastercard flows
• SEPA payments (SCT, SDD)
• Instant Payment
• Wallets and mobile payments
• Open Banking and PSD2
• E-commerce and digital payments
• Merchant acceptance
• Innovative payment solutions

Requirements

• Minimum of 4 years of experience as a Business Analyst or Functional Consultant, ideally within an ESN or consulting firm, in the banking sector.
• Higher education degree (Bac+5) from an engineering school or university.

Core Competencies

• Good mastery of the payment ecosystem and monétique.
• Understanding of acceptance and issuance processes.
• Knowledge of card and/or SEPA flows.
• Good understanding of payment regulatory issues.

Technical Skills Appreciated

• SQL
• Jira / Confluence
• UML / BPMN
• API and IS Architectures
• Agile / SAFe methodologies

Soft Skills

• Excellent interpersonal skills.
• Strong analytical and synthesis skills.
• Advisory spirit.
• Autonomy and sense of responsibility.
• Ease in facilitating workshops and communicating with business and IT stakeholders.

Why Join Sopra Steria's Financial Services Vertical in Nantes?

The Financial Services Vertical invests heavily in the skills development of its employees with over 1,000 training courses available; certified training paths; support on Data, Cloud, AI, and Payment topics. Moreover, you will join a recognized community of experts where you can share knowledge and develop real expertise paths around payment professions.

Numerous career development opportunities are possible:

• Lead Business Analyst
• Expert Payments Consultant
• Project Manager
• Manager
• Project Director

We Offer

• A telework agreement to work remotely up to 2 days per week depending on your missions.
• An attractive benefits package: health insurance, employee welfare, meal vouchers, profit-sharing, vacation and referral bonuses.
• Multiple career opportunities: over 30 job families, as many pathways to imagine together.
• Hundreds of training courses to develop your skills and progress within the Group.
• Autonomous training platforms to prepare for certifications and support your personal development.
• The opportunity to join the Target BA collective (conferences, industry intelligence, expertise sharing, peer support, internal advice and training, and much more…)

An inclusive and committed employer, our company works every day to fight against all forms of discrimination and promote a respectful work environment. That's why, committed to diversity and inclusion, we encourage all applications and all profiles.

Learn more about our commitments