Business Consulting - P&C Commercial

About the Position

We are seeking a seasoned Business Consulting professional with expertise in P&C Commercial insurance to join our team in India. This role will serve as a subject matter expert and hands-on consultant, leveraging deep domain knowledge for client projects, solutioning, delivery, and business transformation efforts spanning underwriting, pricing, claims, and operational processes.

Responsibilities

• Act as the go-to subject matter expert for P&C Commercial insurance matters, including underwriting, rating / pricing, policy administration, claims, product configuration, risk / exposure management, workflow, and regulatory considerations
• Bring hands-on consulting and delivery experience to client engagements, converting domain expertise into practical project scenarios and business transformation initiatives
• Examine complex insurance products, policies, processes, workflows, and data to uncover improvement opportunities and deliver actionable insights
• Offer expertise in Pricing / Rating capabilities, covering rating models, pricing processes, rating engines, product rules, premium calculation, and related operational impacts
• Oversee successful delivery of client requirements, including active involvement in RFP responses, solution shaping, estimations, and proposal development
• Support insurance thought leadership through white papers, POVs, client presentations, and market-facing collateral
• Spot and shape AI / GenAI-led use cases across the P&C insurance value chain, covering underwriting, rating / pricing, claims, servicing, fraud, and operational efficiency
• Lead POCs and accelerators aligned with recent and relevant client project needs, ensuring practical applicability and measurable business value

Requirements

• 13-18 years of overall IT experience, with 10+ years in the Insurance industry focused primarily on P&C Commercial lines
• Practical experience in consulting, business analysis, product management, transformation, or delivery roles within P&C Commercial insurance
• Proficiency in at least two of the following P&C Commercial insurance capabilities: Pricing / Rating, Underwriting, Policy Administration / Renewal / Maintenance
• Capability in Product Configuration, Risk / Exposure Management, Claims, Workflow Management, Billing, or Premium Processing
• Experience in Pricing / Rating, covering commercial rating models, rating algorithms, pricing workflows, bureau / ISO considerations, and rating platform implementations
• Solid understanding of AI, Machine Learning, and GenAI / LLM applications in insurance, with the ability to explain relevant use cases, business value, adoption considerations, responsible AI implications, and regulatory considerations
• Strong collaboration skills with excellent stakeholder management and client-facing communication abilities

Nice to Have

• Practical exposure to GenAI tools, AI-assisted platforms, analytics tools, or automation solutions
• Familiarity with tools such as Confluence, JIRA, Rally, or similar agile / collaboration platforms
• Exposure to COTS insurance products, rating engines, policy administration platforms, or system integration projects

We Offer

• Opportunity to work on technical challenges that may impact across geographies
• Vast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certifications
• Opportunity to share your ideas on international platforms
• Sponsored Tech Talks & Hackathons
• Unlimited access to LinkedIn learning solutions
• Possibility to relocate to any EPAM office for short and long-term projects
• Focused individual development
• Benefit package:
  • Health benefits
  • Retirement benefits
  • Paid time off
  • Flexible benefits
  • Forums to explore beyond work passion (CSR, photography, painting, sports, etc.)