Job Description, Responsibilities & Requirements
About the Position
Credit Decision Model Expert for Business Clients - Credit Risk Management Department
We are looking for a Credit Decision Model Expert to join our Credit Risk Management Department in Bruksela, Belgia. If you have a passion for driving credit decision models and a knack for quantitative models, this role could be your future with ING Bank.
Responsibilities
- Design and implement credit decision model solutions to accelerate automation in decisioning, particularly for Business Banking clients.
- Perform risk scenarios and simulation analyses to identify models and policies optimization.
- Engage closely with key Business stakeholders, Credit risk policy experts, Credit analytics experts, and Hubs and Group colleagues to ensure the design and implementation reflect commercial strategy, ambitions, and value propositions.
- Act responsibly and proactively with an end-to-end perspective to ensure the soundness of credit decision models, ensuring regular performance monitoring and maintenance, as well as compliance with applicable standards.
- Clearly communicate on progress, objectives, and the way forward by leveraging key project management and delivery tracking capabilities.
Requirements
- Strong understanding of ING’s commercial products and strategy, and credit risk management.
- Strong acumen with data and models, and affinity with Python, SQL, and SAS programming code languages.
- Strong sense of accountability and a desire to take ownership, wanting to make the difference for our customers & employees.
- Ability to present progress at various seniority levels, using strong written and oral communication skills.
- Solution-oriented with strong analytical thinking.
- Structured, with experience in project management is an asset.
- Excellent stakeholder management skills, managing conflicting priorities, working in a dynamic environment, and ensuring progress with strong local and functional alignments.
- Fluent in English, ideally in Dutch or French.
- Master's degree with 5 years of relevant experience.
We Offer
- The possibility to directly contribute to the sustainable growth strategy of ING Belgium, with a pivotal role in credit risk management.
- Get acquainted with complex and automated decisioning processes, applying an end-to-end bank’s perspective.
- An informal, dynamic environment with innovative colleagues supporting your endeavors.
- A progressive and agile way of working, where new ideas are valued ahead of convention.
- A well-functioning multi-cultural team with a good team spirit.
- Opportunities to invest in your personal and professional growth with direct impact on the everyday happiness of our customers, variety & complexity, high priority on craftsmanship and learning, and a culture of transparency & inclusiveness.
About the Company
At ING, we redefine banking by being customer-centered, technology-powered, and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We’re proud of that!
Join our Credit Risk Management Department where honesty, integrity, and responsibility are valued. If digitalization, customer satisfaction, and delivering impact are part of your DNA, then this role could be your future with ING.