Credit Portfolio Officer, Vice President

About the Position

Credit Portfolio Officer, Vice President

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

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Job Overview

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

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Responsibilities

• Develop a framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments.
• Understand applicable credit policies, industry regulations, and the requisite impact of those governance items to prospective new partners or product initiatives.
• Establish and leverage cross-functional partnerships and network with key internal and external constituencies.
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, forecasting, and new program due diligence.
• Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity.
• Operate with a limited level of direct supervision.
• Exercise independence of judgment and autonomy.
• Act as a Subject Matter Expert (SME) to senior stakeholders and/or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.

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Requirements

• Experience: 6-10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry.
• Skills:
  • Proven ability to apply credit and risk principles toward business goals.
  • Demonstrated ability to synthesize and prioritize.
  • Proven ability to remain organized in a fast-paced environment.
  • Demonstrated interpersonal, organizational, and analytic skills.
• Education: Bachelor's degree/University degree or equivalent experience. Master's degree preferred.

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Nice to Have

• Complementary skills as listed above.

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We Offer

• Salary: $107,120.00 - $160,680.00 per year.
• Benefits: Competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident, and disability insurance; wellness programs; paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
• Job Type: Full-time, Hybrid role.
• Location: Atlanta, Georgia, United States or Schaumburg, Illinois, United States.

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About the Company

Discover your future at Citi. Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community, and make a real impact.

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Global Benefits

Discover the top benefits offered to our global workforce, designed to support your well-being, growth, and work-life balance. Explore a few of the highlights that make working with us rewarding.

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Equal Opportunity Employer

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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