Credit Risk Analyst

About the Position

Credit Risk Analyst (UAE Nationals Only)

We are seeking a motivated and experienced Credit Risk Analyst to join our Risk Management team in Dubai, United Arab Emirates. This role is pivotal in evaluating and improving credit risk management practices. The successful candidate will contribute to the UAE Wealth Citigold/Citigold Private Client Risk team by identifying, monitoring, and mitigating emerging credit risks. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas.

Responsibilities

• Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across Citi’s retail portfolios.
• Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment.
• Provide support for loss forecasting, stress testing, and management reporting.
• Evaluate moderately complex and variable credit issues with significant business impact.
• Support the preparation of Credit Portfolio Scorecards and trend analysis reports.
• Prepare internal presentations for management and regulatory stakeholders.

Requirements

• 1-2 years of relevant experience in analytics, financial analysis, or a related quantitative field.
• Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field.
• Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint, etc.).
• Strong English written and verbal communication skills.
• Excellent time management, organizational, and analytical abilities.
• Experience with SAS and other analytical programs (Python, R) is a plus.

We Offer

• Competitive base salary (annually reviewed).
• Hybrid working model (up to 2 days working at home per week).
• Comprehensive benefits package supporting well-being, growth, and work-life balance.

About the Company

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community, and make a real impact. Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day.

Apply

If you are a UAE National with the required skills and experience, we encourage you to apply. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities