Deputy MLRO

Lead risk management and compliance to safeguard payment operations in a fast-growing payment services company 🚀

About the Client

Our client is a growing electronic money institution, providing multi-currency accounts, payment processing, card acquiring, and mass payout services for online businesses. Operating across sectors such as e-commerce, iGaming, affiliate marketing, and Forex, they offer services to high-risk verticals and are active participants in SEPA, SEPA Instant, and SWIFT networks.

About the Position

Join Risk and Compliance in Poland as a Deputy MLRO in a fully remote setting. This role is pivotal in driving the compliance and risk agenda within the company, managing the entire merchant risk lifecycle, and ensuring adherence to regulatory requirements.

Responsibilities

• Manage the full merchant risk lifecycle: onboarding due diligence, ongoing monitoring, EDD reviews, escalations, and remediation.
• Prepare responses to EDD and compliance requests: from IPS (Visa, Mastercard), including handling VIRP, BRAM, TLD, and merchant monitoring cases.
• Analyze complex merchant cases: MCC accuracy, transaction laundering, website and traffic analysis, and business model validation.
• Draft defensible argumentation and remediation plans: for IPS, sponsor banks, and commercial partners.
• Act as deputy to the MLRO: on Financial Crime and AML matters, including SAR reviews, escalations, sanctions, and PEP handling, transaction monitoring oversight.
• Support merchant onboarding and underwriting functions: to ensure a balanced, risk-based approach.

Requirements

• Core Skills:
  • Strong hands-on background in Acquiring Risk, AML, Financial Crime, and Compliance.
  • Solid knowledge of the UK regulatory framework (FCA regime) and Visa/Mastercard scheme rules.
  • Proven track record handling IPS EDD and compliance requests.
  • Deep understanding of MCC classification, transaction laundering typologies, and high-risk business models.
  • Demonstrated ability to independently analyze complex merchant cases and draft remediation plans.
• Languages: English, Russian.
• Experience: Fintech.

Key Soft Skills

• Commercially oriented risk-based mindset.
• Ownership and autonomy.
• Strong written communication.
• Analytical rigour.
• Pragmatic and hands-on.

We Offer

• Competitive salary aligned with experience.
• Collaborative and transparent team culture.
• High-impact role in a scaling fintech company.
• Recognition of personal milestones and achievements.
• Social benefits.

About Evotym

Evotym is dedicated to building exceptional teams for fast-growing companies. As a leading Staffing and Recruitment agency, we connect top-tier talent with trusted Fintech and iGaming companies, driving their success and growth. Our expertise in the sector allows us to understand its unique challenges and opportunities, ensuring we match the best-fit candidates with our clients.

Join us and be part of a dynamic team and make an impact in the Fintech and iGaming industries.