Tech Stack
MS Excel
Job Description, Responsibilities & Requirements
About the Position
Ekspert_ka Analityk_czka - Ryzyko Kredytowe
Company: ING Bank
Location: Warsaw, Poland; Katowice, Poland
Employment Type: Full time
Date Posted: 2026-07-23
Responsibilities
- Conduct credit risk assessments for business clients and evaluate transaction risks.
- Make credit decisions within assigned competencies or participate in the decision-making process.
- Prepare justifications for credit decisions based on financial, industry, and quality analysis.
- Collaborate with advisors, risk, and operations in the end-to-end credit process.
- Participate in client portfolio monitoring and risk identification.
- Support the development and improvement of credit processes and decision-making standards.
- Share knowledge and support team development.
Requirements
- Experience in credit risk assessment for business clients or in credit risk.
- Higher education in economics.
- Ability to assess creditworthiness and identify financial and business risks.
- Knowledge of financial analysis.
- Ability to make decisions and take responsibility for their quality.
- Ability to take a holistic view of the client and the transaction.
- Proficiency in working with data (Excel; PowerBI and other analytical tools are a plus).
- Effective collaboration with various stakeholders and clear communication of findings.
- Demonstrates independence, accuracy, and attention to quality and timeliness in tasks.
We Offer
- Investment in development: Sponsorship for training and courses, access to educational platforms like Udemy Business, eTutor, and internal e-learning platforms. We also offer development internships and career consultations.
- Health and safety: Medical package and life insurance for you and your loved ones, access to Mindgram with individual consultations and webinars.
- Participation in Employee Pension Program and Cancer Prevention Program.
- Work-life balance: Additional days off: "Family Day" (your choice of use), reward days off, and hours for volunteering or health prevention.
- Additional leave for parents: Extra maternity and paternity leave, and days off for childcare, regardless of the other parent's leave usage.
- Work in a stable organization focused on comfortable working conditions, certified as a Top Employer.
- Future investment: Together with ING, you can engage in initiatives supporting ESG and social responsibility.
- Choose your work equipment: We provide necessary work equipment, and if you prefer to use a specific brand of smartphone for both work and personal use, we offer that option.
- Reimbursement program and discounts on selected purchases.
- Celebrate together: Team outings, family events, and sports events like Children's Day, Warsaw Run, and sports tournaments.
- Green office spaces for work and meetings, and relaxation areas at your disposal.
About the Company
ING is a global bank with a strong European base. More than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries. ING is committed to diversity, equity, and inclusion, supporting its policies with actions that foster a culture of respect and opportunity for all.