About the Position

Field Credit Officer (Ebonyi)

Ebonyi, Nigeria

About Us

Ranked in 2024 by the Financial Times, Moniepoint is Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts, processing billions of Naira in transactions monthly. Our mission is to enable financial happiness for every African, everywhere.

Responsibilities

Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
Review and approve (or decline) loan requests by thoroughly analyzing all the data available
Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
Perform all other credit-related functions as may be assigned by a supervisor

Requirements

Minimum of an OND in any business-related discipline
Minimum of 2 years’ experience in a sales role for credit products in a financial institution
Demonstrable knowledge of credit risk analysis
Good knowledge of financial analysis is an added advantage

Skills & Competencies

Apt attention to details
Proven simple/complex analytical skills
Excellent communication, presentation, and interpersonal skills
Agility and perseverance

What Success Looks Like

Consistent achievement of gross loan portfolio targets and portfolio profit targets.
Maintaining a healthy, performing loan portfolio with minimized default rates through rigorous physical visitations and monitoring.
Successful onboarding and engagement of viable businesses that actively utilize Moniepoint business accounts.
Accurate credit risk assessments based on key factors like capacity, character, and capital.

Why Join Us

Competitive compensation, benefits, and career growth opportunities.
Opportunity to work with Africa’s fastest-growing fintech and make a direct impact on business growth across the region.

Field Credit Officer

Job description