Finance Analyst

About the Position

We are looking for an analytically driven and commercially curious Finance Analyst to join our global Finance team. This role is an individual contributor position reporting into the FP&A Head, working alongside our Commercial Finance Manager and contributing to financial analysis, modelling, and strategic insight. You will support and contribute to the financial narrative across our portfolio of markets, helping to evaluate strategic decisions, understand product economics, and translate data into clear, actionable insights.

Responsibilities

Strategic & Commercial Analysis

• Support financial analysis underpinning key strategic decisions - new market entries, product launches, pricing strategy, and commercial partnerships
• Support the development and maintenance of financial models, building towards independent ownership of model components over time
• Contribute to the financial narrative across markets, developing understanding of competitive dynamics, unit economics, and growth drivers
• Work closely with the FP&A Head and cross-functional teams, with exposure to senior stakeholders as you develop

Market & Product Economics

• Assist in evaluating product-level profitability across the portfolio; lending, cards, savings, BNPL, and payments - identifying drivers of performance and areas for improvement
• Analyse customer acquisition costs, lifetime value, payback periods, and other key unit economics across markets
• Help develop forward-looking views on market opportunity and the financial sustainability of strategic initiatives

Cross-Functional Collaboration

• Work closely with local finance teams and product managers to align financial modelling with on-the-ground realities
• Bring analytical rigour and a commercial perspective to product and growth conversations

Requirements

• 1-3 years of experience in financial analysis, consulting, corporate finance, or a relevant graduate scheme, with meaningful exposure to financial modelling and analytical work
• Demonstrated ability to build and work with financial models - three-statement models, cohort analysis, scenario and sensitivity analysis
• Growing grasp of unit economics, P&L dynamics, and the commercial levers that drive a consumer financial services business
• Strong analytical capability and clear communication - able to present findings and support recommendations concisely
• Comfortable operating with ambiguity in a fast-moving, international environment
• Fluent in English

Nice to Have

• Prior exposure to fintech, consumer banking, or emerging markets
• Experience or exposure to fundraising processes or investor reporting

We Offer

• Competitive salary, negotiable depending on experience
• Share options
• We are still a start-up and more benefits are on the way

About the Company

We are a UK fintech creating successful neobanks in emerging markets in partnerships with local traditional banks. The mission is to make banking services accessible, simple, and fun to use worldwide. The goal is to launch neobanks in 50+ markets, serving 100m+ customers. Since our foundation in 2020, we’ve so far launched neobanks in Azerbaijan (2021), Vietnam (2023), Kyrgyzstan (2024), India (2025), Uzbekistan (2025), and Morocco (2026), with 4m+ customers collectively and have more markets on the near horizon!

Why Fintech Farm is a great place to be

Customers. We always go above and beyond to provide an amazing customer experience. And who said that banking has to be boring? We make our apps not just easy but fun to use.

People. We have almost 300 employees and we’re all business partners in our company - each with stock options that give us a real stake in the business. As we grow and succeed, we all share in the upside. We work with strong individuals whom we empower and trust rather than micromanage. We always stay curious and open-minded.