About the Position

Join Colibrix One - Innovating the Future of Payments

At Colibrix One, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:

Global card processing
Digital wallet infrastructure
Cross-border merchant accounts
Alternative payment methods (APMs)
Corporate accounts for legal entities

We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech.

About the role:

We’re looking for a Financial Analyst to support our daily operations across card payments and settlement processes. This role is well suited for an early- to mid-level specialist who already has a basic understanding of financial operations in fintech and is looking to deepen their expertise. You’ll work with data from Mastercard and Visa, support analysis of fees and profitability, and help ensure that financial and settlement processes run smoothly. The position offers hands-on exposure to core payment operations and the opportunity to grow within a fast-paced fintech environment.

Responsibilities

Oversee day-to-day financial operations related to both acquiring and issuing aspects of Mastercard and Visa
Perform regular reconciliations between internal systems and Mastercard/Visa settlement reports
Monitor and manage daily and periodic settlement processes with card schemes
Conduct detailed analysis of interchange and scheme fees
Assist in the financial evaluation of new partnerships, scheme changes, or pricing adjustments
Work closely with other PSPs to ensure smooth financial coordination, data exchange, and performance tracking
Analyze the real profitability of individual acquiring partners, identifying trends, performance gaps, and opportunities for optimization

Requirements

Solid Excel skills and confidence working with numbers
Experience as a Financial Analyst in a fintech company or a bank
Excellent written and verbal communication skills in English and Russian
A proactive and responsible mindset, with a genuine interest in learning
Attention to detail and accuracy in handling daily financial tasks
Willingness to dive into reconciliations, financial data analysis, and partner coordination

Nice to Have

Educational background in Finance, Economics, or a related field
Basic understanding of payment systems, especially Mastercard and Visa
Experience working with PSPs or other financial partners
Experience with Excel macros or basic automation in spreadsheets

We Offer

Opportunity to shape the future of fintech solutions within a growing company
Collaborative, horizontal team structure that values your expertise and ideas
Continuous learning and development opportunities to enhance your skills and career growth
English / Spanish classes
Competitive salary and benefits package

About the Company

At Colibrix One, we are dedicated to creating innovative payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. Our mission is to provide real-world financial solutions that include global card processing, digital wallet infrastructure, cross-border merchant accounts, alternative payment methods (APMs), and corporate accounts for legal entities. We are a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact.

Financial Analyst

Job description