FinCrime Investigator - AML Investigations

About the Position

FinCrime Investigator - AML Investigations

Wise is a global technology company, building the best way to move and manage the world’s money. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

We’re looking for FinCrime Investigators to join our growing AML Investigations team in Tallinn. This role is a unique opportunity to have an impact on Wise’s mission, grow as a specialist in anti-money laundering, and help save millions of more people money.

Compensation: EUR 2350 - EUR 2850 - monthly

Employment Type: Full-time

Location: Tallinn, Estonia

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Responsibilities

• Carry out reviews on alerted accounts based on internal and external information.
• Assess actual payment activity and payment patterns.
• Obtain further supporting information to mitigate ML/TF concerns.
• Request and analyze supporting documents when needed.
• Take ownership of an individual investigation and escalate any suspicious activity in accordance with internal procedures.
• Participate in an active feedback loop between the AML Investigation team and the developers/product teams to improve product quality from a compliance perspective.
• Perform other ad hoc duties as required.

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Requirements

• Strong verbal and written communication skills in English, with the ability to produce clear, concise, accurate, and professional reports, summaries, and customer communications. Additional languages are a plus.
• 2+ years of experience in operations, compliance, or a related field, preferably with exposure to financial crime or AML processes.
• Proven ability to conduct thorough and objective investigations, analyze complex data, and draw logical conclusions.
• Exceptional analytical and problem-solving skills, with a keen attention to detail.
• Excellent documentation skills, with the ability to present complex information clearly, concisely, and accurately for both internal and external use, ensuring all decisions are thoroughly supported.
• Ability to work independently and make decisions within well-defined procedures.
• Strong organizational skills with the ability to multitask, prioritize effectively, and manage time efficiently in challenging situations.
• Willingness to work flexible hours, including shifts, weekends, and public holidays as needed.
• Proactive attitude with a willingness to learn and develop in the financial crime domain.
• Ability to work autonomously within established procedures and practices.

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Nice to Have

• Experience with AML processes
• Proficiency in additional languages

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We Offer

• Competitive salary (EUR 2350 - EUR 2850 monthly)
• Opportunity to work in a global, innovative company
• Be part of a diverse, equitable, and inclusive team
• Professional development opportunities

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About the Company

Wise is a global technology company, building the best way to move and manage the world’s money. We are on a mission to make lives easier and save money for people and businesses around the world. Our customers can manage their hard-earned money with the world’s first platform to offer true multi-currency banking.

We're people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable, and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission, and able to progress in their careers.

For more information about working at Wise, visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.