FinCrime Investigator - AML Investigations

About the Position

FinCrime Investigator - AML Investigations

We’re looking for an AML Investigator to join our growing AML Investigation team in Hyderabad. This role is a unique opportunity to have an impact on Wise’s mission, grow as a specialist in anti-money laundering, and help save millions more people money.

Responsibilities

• Lead Complex Investigations and Analysis: Independently lead and manage complex investigations into potentially high-risk customer activity, applying a deep and current understanding of Wise's compliance framework, the global regulatory landscape, and sophisticated financial crime typologies.
• Contribute to Risk Assessment: Assist in developing and implementing risk assessment methodologies for customers and transactions.
• Enhance Transaction Monitoring: Assist in optimizing transaction monitoring rules and scenarios to detect suspicious activities.
• Escalate and Report Suspicious Activity: Manage the escalation of suspicious activities, providing documentation and recommendations.
• Contribute to Policy and Procedure Development: Assist in the development and maintenance of FinCrime policies and procedures.
• Process Improvement and Innovation Champion: Proactively identify opportunities to improve FinCrime operations processes, leveraging technology, automation, and innovative solutions to enhance efficiency, effectiveness, and scalability. Lead or participate in projects to implement significant process improvements and drive innovation within the FinCrime function.
• Team Collaboration, Mentorship, and Knowledge Sharing: Mentor, and support FinCrime Operations Analysts, by providing training and coaching to enhance team capabilities.
• Support Regulatory Compliance and Audits: Maintain knowledge of relevant regulations and support regulatory examinations and audits.
• Customer Communication: Communicate clearly, professionally, and empathetically with customers via approved channels to obtain necessary details or clarifications for reviews, always upholding our high customer experience standards. A key part of this involves avoiding unnecessary customer contacts and preventing delayed case resolutions. All communication must be precisely tailored to ensure clarity and efficiency.
• Project Management and Strategic Initiatives: Lead or participate in complex FinCrime-related projects, ensuring timely completion, adherence to project goals, and alignment with Wise's strategic objectives.
• Support Audit Remediation: Identify gaps/issues proactively before they are raised by external parties (regulators, auditors). Support internal and external audits by providing documentation and insights.
• Assist with Training and Awareness: Assist in developing and delivering training programs to enhance FinCrime awareness.
• KPIs: Take a proactive approach to consistently achieve individual and team targets (KPIs, SLAs, QA), demonstrating a strong commitment to both quality and speed. This includes meeting deadlines reliably, optimizing processing times, and taking full ownership and accountability for all responsibilities to deliver exceptional results.
• Other: Perform additional tasks as assigned by your lead, demonstrating adaptability and a proactive approach. This includes actively participating in meetings, training, and internal events to support broader team and company objectives.

Requirements

• Location: Hyderabad, India
• Employment Type: Full-time
• Compensation: Up to INR 900,000 per year
• Experience: 2+ years of experience in operations, compliance, or a related field, with a strong focus on financial crime, KYC/AML, or fraud prevention.
• Skills:
  • Core Skills: AML, KYC, Financial Crime, Fraud Prevention, Risk Assessment
  • Secondary Skills: Communication, Project Management, Policy Development
• Languages: Excellent verbal and written communication skills in English. Additional languages are a plus.
• Flexibility: Ability to work in shifts, including early mornings, day times, afternoons, late evenings, weekends, and public holidays as per business needs.

Nice to Have

• Extensive experience in creating, updating, and maintaining policies, procedures, and guidance notes in a timely manner.
• Strong organizational and project management skills, including creating and managing a project plan.
• Ability to prioritize tasks that add the most value to the customers and/or team, and know how to measure the impact.
• Ability to negotiate in a diplomatic manner to handle pushbacks or conflict. Readiness to publicly present ideas in a clear and professional manner.

We Offer

• Competitive salary up to INR 900,000 per year
• Opportunity to work in a dynamic and innovative environment
• Professional growth and development opportunities
• Collaborative and inclusive work culture

About the Company

Wise is a global technology company, building the best way to move and manage the world’s money. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

For everyone, everywhere.

More about our mission and what we offer.

Visit Wise.Jobs to find out more about what it's like to work at Wise. Keep up to date with life at Wise by following us on LinkedIn and Instagram.