Group Risk Lead - Assets Risk

About the Position

Group Risk Lead - Assets Risk

Wise is a global technology company, building the best way to move and manage the world’s money. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

We’re looking for a Risk Lead to join the Global Risk team at Wise and focus on enabling our Wise Assets product to meet its strategic objectives. This is a second line role and will report into the Head of Risk Product Governance.

Wise Assets is an investment product that allows eligible customers to earn a return on their money by investing it in the market rather than holding it as cash. It is a self-directed feature within the Wise multi-currency account where funds are placed into money market funds or stocks managed by third-party fund managers.

Compensation: GBP 140,000 - GBP 190,000 - yearly

Location: London, United Kingdom

Work Type: Full-time, Hybrid (3 days onsite and 2 from home)

Responsibilities

• Implement and embed Wise’s Enterprise Risk Management Framework (ERMF) across the Wise Assets product ecosystem.
• Partner with first line teams and coordinate with regional risk colleagues to ensure risk management practices are consistently applied.
• Provide independent second line oversight and challenge on risk assessments, control design, and control effectiveness.
• Support product growth and innovation by reviewing new products, features, market expansions, and strategic initiatives.
• Apply ERMF methodologies to drive risk and control mapping and assessment activities.
• Oversee control assurance activities and monitor the effectiveness of key controls.
• Own and coordinate issue management activities for Wise Assets.
• Monitor key risk indicators, operational incidents, control failures, and emerging trends.
• Support the development and delivery of risk training and awareness initiatives.
• Produce high-quality risk reporting and insights for governance committees and senior stakeholders.
• Report on risks operating outside approved appetite thresholds.
• Provide qualitative and quantitative analysis of incidents, issues, and remediation activities.
• Consolidate risk insights across regions to support enterprise-wide reporting.
• Build strong relationships with Product, Compliance, Operations, Engineering, Legal, Audit, and Regional Risk teams.

Requirements

• Significant experience within financial services, fintech, banking, wealth management, or investment environments.
• Experience working within or supporting investment products, asset management, brokerage, or regulated investment firms.
• Demonstrated experience implementing or operating enterprise risk management frameworks within regulated financial services organisations.
• Strong understanding of non-financial risk management concepts and methodologies.
• Proven ability to provide effective independent challenge and escalation.
• Strong analytical, data management, and reporting skills.
• Excellent written and verbal communication skills.
• A pragmatic, commercially aware, and solutions-oriented mindset.
• Strong organisational skills and ability to manage multiple priorities.
• Experience working in global and cross-functional environments.

We Offer

• Competitive salary (GBP 140,000 - GBP 190,000 yearly)
• Hybrid working arrangement
• Opportunity to work in a diverse, equitable, and inclusive environment
• Professional growth and development opportunities

About the Company

Wise is a global technology company, building the best way to move and manage the world’s money. We believe teams are strongest when they are diverse, equitable, and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission, and able to progress in their careers.

For more information about working at Wise, visit Wise.Jobs.

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