Tech Stack
Job Description, Responsibilities & Requirements
About the Position
Head of FinTech Products
Type of contract: Full-time
Place of work: Ho Chi Minh City, Vietnam
As Head of Fintech Products, you will own the end-to-end product strategy, delivery, and outcomes of our fintech portfolio - from a new consumer lending platform to the ongoing evolution of established B2B products used by long-term financial-services clients.
This is not a vision-only role. It’s product as a business. You will make decisions, set boundaries, and drive measurable results across product, engineering, and clients.
Responsibilities
Product Strategy & Portfolio Ownership
- Own product vision and roadmap across a new consumer lending platform and legacy fintech products for B2B clients
- Balance platform evolution, client needs, and commercial reality
- Define clear boundaries between core platform capabilities and client-specific customizations
Client & Commercial Alignment
- Act as a senior product partner for key clients
- Work closely with Account Management and Pre-Sales on product-led proposals, translating client needs into scalable solutions
- Ensure product decisions make commercial sense (cost, margin, long-term sustainability)
Execution & Delivery Leadership
- Lead and develop Product Leads / Product Managers across portfolios
- Drive strong product–engineering alignment: clear problem statements, outcome-based backlogs, explicit trade-offs
- Establish product governance (prioritization, dependencies, decision frameworks)
Platform & Domain Ownership
- Build strong domain understanding across: consumer lending workflows, credit, risk, underwriting and servicing, regulatory and compliance requirements
- Ensure platforms are scalable, secure, auditable, and fit for regulated institutions
What success looks like (first 3–6 months)
- The new consumer lending platform has clear ownership, roadmap, and predictable delivery
- Legacy products continue to evolve without becoming unmanageable
- Clients experience clearer direction and fewer surprises
- Product teams operate with clarity, accountability, and commercial awareness
Requirements
- 10+ years in senior product roles within fintech, banking, or financial-services software
- Experience owning B2B platforms with multiple enterprise clients
- Strong understanding of consumer lending or credit domains
- Proven ability to balance client commitments, platform strategy, and engineering reality
- Experience leading senior product professionals
- Fluent English - you’re comfortable leading discussions, influencing stakeholders, and presenting complex topics clearly in an international environment
- Strong leadership presence and calm under pressure
- The ability to influence without relying on hierarchy
- Sound judgment and decision-making in ambiguous situations
- A pragmatic, solution-oriented mindset
- Natural ownership - you don’t wait to be asked when something needs fixing
Nice to Have
- Background in regulated environments
- Product + consulting experience
- Exposure to platform modernization or legacy transformation programs
We Offer
- 20+ years of engineering expertise delivering large-scale IT transformation and fintech solutions
- Impact platforms used by 140M+ users across Europe and Asia
- Join a 500+ global engineering community working across 8 time zones
- Work in a truly international environment, collaborating with teams across Czech Republic and APAC
- Hybrid and flexible working setup that supports work-life balance
- Competitive compensation package including base salary, allowances, 13th-month salary, and performance bonuses
- Premium healthcare insurance, 24/7 accident coverage, and annual health checkups
- Extra perks including meal allowance, phone allowance, company laptop, and parking support.
If you enjoy turning complex fintech challenges into scalable products with real business impact, this role is built for you. Let’s explore it together.
About the Company
Our company is a dynamic fusion of innovation, skill, and vision, dedicated to transforming industries through technology. In this landscape, your unique talents and perspective are the keys to our collective success, contributing to groundbreaking solutions and strategies. Here, you're not just a part of the team; you're a vital contributor to a journey of continuous improvement and exceptional results. Join us, and let's shape the future together, where your growth is an integral part of our shared story.
Our Benefits
- Time off: Everyone is entitled to 5 weeks of paid holiday per year. Plus up to 5 days of personal time off for personal illness or illness of immediate family member.
- Meal contribution: While you’re at work, we make your meals more affordable. Of the meals you buy at any of our office locations, EmbedIT pays 55% of what you spend.
- Flexible work: Our core working hours are from 9:00 to 15:00 daily, but how early you start or how late you work, is up to you. There is also the option to work remotely by arrangement.
- Pension insurance: Everyone is entitled to a pension insurance allowance of CZK 2,000 per month.
- Premium healthcare: All our people have access to private clinic health services.
- Recharge by PPF: We reward your loyalty with Recharge: one extra month of leave for every five years worked.
- Discount programmes: We have negotiated savings on your behalf at O2, Air Bank, Makro, Home Credit, and other vendors.
- Personal growth: Everyone is entitled to a budget and time allowance for hard and soft skills training, attending conferences, and earning certifications.
- Other cool things you can expect: Annual Christmas parties, team building events, IT breakfasts, HR breakfasts, wellness programme, family days, and free fruit in the office several days of the week.
Our Hiring Process
Expect a concise hiring process focused on evaluating your fit through an application review, a skills interview, and a culture fit discussion. Our goal is to ensure clarity and feedback throughout.
Here’s what you can expect
Application
Start by submitting your application through our online portal. Make sure to showcase your skills, experiences, and enthusiasm for the position.
Screening
Our recruitment team will carefully review your application to assess your qualifications and alignment with the role. If you meet the criteria, we will reach out to schedule an initial screening call or interview.
Interviews
During the interview stage, you’ll have the opportunity to showcase your capabilities and learn more about EmbedIT’s culture and expectations. Depending on the position, you may participate in multiple rounds of interviews with various team members and stakeholders.
Assessments
For certain roles, we may conduct assessments or technical tests to evaluate your skills and suitability for the position. The assessments help us ensure a good fit between your abilities and the requirements of the role.
Offer
If you successfully complete the interview and assessment stages, we’ll extend a job offer to you. This offer will include details about compensation, benefits, and other pertinent information.
Onboarding
Once you accept our offer, we’ll guide you through our onboarding process which includes orientation sessions, training, and introductions to your team and key stakeholders, and assign you a “buddy” to help get you settled. We want to ensure that you feel welcome and prepared as you begin your journey at EmbedIT.
Apply for this Position
Let’s talk about the details in person. Get in touch with us.
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