About the Position

Role description

As Head of FinTech Products, you will own the end-to-end product strategy, delivery, and outcomes of our fintech portfolio - from a new consumer lending platform to the ongoing evolution of established B2B products used by long-term financial-services clients.

This is not a vision-only role. It’s product as a business. You will make decisions, set boundaries, and drive measurable results across product, engineering, and clients.

Type of contract: Full-time

Place of work: Ho Chi Minh City, Vietnam

Responsibilities

Product Strategy & Portfolio Ownership

Own product vision and roadmap across a new consumer lending platform and legacy fintech products for B2B clients
Balance platform evolution, client needs, and commercial reality
Define clear boundaries between core platform capabilities and client-specific customizations

Client & Commercial Alignment

Act as a senior product partner for key clients
Work closely with Account Management and Pre-Sales on product-led proposals, translating client needs into scalable solutions
Ensure product decisions make commercial sense (cost, margin, long-term sustainability)

Execution & Delivery Leadership

Lead and develop Product Leads / Product Managers across portfolios
Drive strong product–engineering alignment: clear problem statements, outcome-based backlogs, explicit trade-offs
Establish product governance (prioritisation, dependencies, decision frameworks)

Platform & Domain Ownership

Build strong domain understanding across: consumer lending workflows, credit, risk, underwriting and servicing, regulatory and compliance requirements
Ensure platforms are scalable, secure, auditable, and fit for regulated institutions

What success looks like (first 3–6 months)

The new consumer lending platform has clear ownership, roadmap, and predictable delivery
Legacy products continue to evolve without becoming unmanageable
Clients experience clearer direction and fewer surprises
Product teams operate with clarity, accountability, and commercial awareness

Requirements

10+ years in senior product roles within fintech, banking, or financial-services software
Experience owning B2B platforms with multiple enterprise clients
Strong understanding of consumer lending or credit domains
Proven ability to balance client commitments, platform strategy, and engineering reality
Experience leading senior product professionals
Fluent English - you’re comfortable leading discussions, influencing stakeholders, and presenting complex topics clearly in an international environment
Strong leadership presence and calm under pressure
The ability to influence without relying on hierarchy
Sound judgment and decision-making in ambiguous situations
A pragmatic, solution-oriented mindset
Natural ownership - you don’t wait to be asked when something needs fixing

Nice to Have

Background in regulated environments
Product + consulting experience
Exposure to platform modernisation or legacy transformation programs

We Offer

20+ years of engineering expertise delivering large-scale IT transformation and fintech solutions
Impact platforms used by 140M+ users across Europe and Asia
Join a 500+ global engineering community working across 8 time zones
Work in a truly international environment, collaborating with teams across Czech Republic and APAC
Hybrid and flexible working setup that supports work-life balance
Competitive compensation package including base salary, allowances, 13th-month salary, and performance bonuses
Premium healthcare insurance, 24/7 accident coverage, and annual health checkups
Extra perks including meal allowance, phone allowance, company laptop, and parking support.

If you enjoy turning complex fintech challenges into scalable products with real business impact, this role is built for you. Let’s explore it together.

About the Company

Our company is a dynamic fusion of innovation, skill, and vision, dedicated to transforming industries through technology. In this landscape, your unique talents and perspective are the keys to our collective success, contributing to groundbreaking solutions and strategies. Here, you're not just a part of the team; you're a vital contributor to a journey of continuous improvement and exceptional results. Join us, and let's shape the future together, where your growth is an integral part of our shared story.

What do we expect?

Strong technical proficiency and problem-solving skills
Commitment to quality and attention to detail
Proactive attitude and the ability to take initiative
Excellent communication and teamwork capabilities
Adaptability to rapidly changing environments
A customer-focused approach to solutions
Continuous learning and self-improvement mindset
Ability to manage time effectively and meet deadlines

Who are we looking for?

Innovative problem-solvers with a passion for technology
Team players dedicated to collaborative success
Individuals with a continuous learning and growth mindset
Detail-oriented professionals with a focus on excellence
Adaptable personalities ready to thrive in a dynamic environment

Our Benefits

5 weeks of paid holiday per year plus up to 5 days of personal time off for personal illness or illness of immediate family member
EmbedIT pays 55% of what you spend on meals at any of our office locations
Hybrid setup with flexible working hours
Pension insurance allowance of CZK 2,000 per month
Access to premium healthcare or a 500 CZK monthly allowance for health activities and relaxation
One extra month of leave for every five years worked with Recharge
Discount programs at O2, Air Bank, Makro, Home Credit, and other vendors
Professional growth opportunities with active support for skill development and participation in exciting projects
Annual all-staff parties, fun teambuildings, sport events, and Fail Forward sessions

Our Hiring Process

Expect a concise hiring process focused on evaluating your fit through an application review, a skills interview, and a culture fit discussion. Our goal is to ensure clarity and feedback throughout.

Application: Submit your application through our online portal.
Screening: Our recruitment team will review your application.
Interviews: Showcase your capabilities and learn more about EmbedIT’s culture.
Assessments: For certain roles, we may conduct assessments or technical tests.
Offer: If successful, we’ll extend a job offer.
Onboarding: Complete our onboarding process which includes orientation sessions, training, and introductions to your team.

Apply for this Position

Let’s talk about the details in person. Get in touch with us.

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Head of FinTech Products

Tech Stack

Job Description, Responsibilities & Requirements