Head of Product, Core Banking Systems
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Job description
About the Position
Head of Product, Core Banking Systems
Berlin, Germany
About the Opportunity
N26 is looking for a Head of Product - Core Banking Systems to partner with our Engineering, Treasury, Risk, and Banking Operations teams. In this role, you will own the Core Banking Systems product roadmap and lead a team of product & business managers delivering foundational capabilities that power N26 - from rapid product configuration to balance sheet infrastructure and regulatory reporting.
You will work at the intersection of Core Banking architecture, financial data integrity, and compliance on one side, and real-world banking and product challenges on the other. Your mission is to transform Core Banking Systems from a cost center into a composable platform that enables product managers to configure and launch products in days, embeds compliance by design, and lays the foundation for growth beyond N26. You will be the connective tissue between technical platform excellence and business outcomes, ensuring that our core engine powers flawless banking across N26 and eventually external financial institutions.
Responsibilities
- Own and drive the Core Systems product roadmap across Product Enablement (lending, deposits, payments gateway) and Balance Sheet Infrastructure (financial data products, treasury, books & accounting), balancing near-term execution with long-term strategic horizons.
- Partner closely with N26 Product Segments and functional stakeholders across Treasury, Credit Risk, Risk Controlling, Accounting, and Regulatory Reporting on priorities, planning cycles, and shared OKRs.
- Lead the end-to-end product lifecycle for Core Banking initiatives - from self-service product enablement and third-party vendor in-housing through migration, platform scalability, and iteration.
- Define and roll out core platform best practices across the organization - including product configuration standards (Product Factory), ledger data integrity, evaluation frameworks, and progressive rollout guardrails.
- Contribute to N26's company-wide strategy to establish single sources of truth for financial data, eliminate core vendor dependencies, and reduce risk concentration across endpoints.
- Support domain optimization by transitioning stable, non-core services to appropriate segment owners while maintaining operational excellence and zero material audit findings.
- Manage and develop a team of Core Systems Product Managers, fostering a culture of operational rigor, precision, and platform enablement.
- Act as a trusted advisor to other Product & Tech teams looking to integrate with core banking engines, sharing best practices and enabling rapid go-to-market execution.
- Manage stakeholder communication across Product, Engineering, Finance, Treasury, Risk, Compliance, and senior leadership.
- Define and track domain KPIs that measure product enablement speed, system uptime, compliance metrics, OPEX cost savings, and balance sheet data integrity.
Requirements
- 5-7+ years of product management experience, with a significant portion focused on core banking systems, ledger infrastructure, payments, or core platform products.
- Proven experience partnering with Core Banking and Platform Engineering experts - you understand how transaction processing, ledgers, and accounting engines work and know how to build scalable platform products.
- Strong technical literacy - you understand backend platform trade-offs, core endpoint dynamics, multi-currency ledgers, and data pipelines, allowing you to engage credibly with engineering teams.
- Data-driven mindset - comfort working with complex financial datasets, defining meaningful operational and compliance KPIs, and making decisions grounded in evidence.
- Financial services experience required - familiarity with regulatory requirements, audit standards, compliance considerations, and the operational realities of banking.
- Agile practitioner - experience managing multiple mission-critical workstreams in fast-paced, high-availability environments.
- Excellent communication skills - the ability to translate complex technical and financial concepts for non-technical audiences and align diverse stakeholders around a shared vision.
- Strong translator between worlds - you can bridge the gap between Core Infrastructure experts and Product/Business stakeholders in both directions, ensuring mutual understanding and aligned priorities.
We Offer
- Opportunity to work in a leading fintech company.
- Be part of a dynamic and innovative team.
- Competitive compensation package.
- Professional growth and development opportunities.
About the Company
N26 is a leading European fintech company that offers innovative banking solutions. Our mission is to make banking simple, transparent, and accessible for everyone.
© N26. This job description was sourced from the employer's public career page. TheJob is not the employer — we index the posting and route candidates to the source. All content rights and hiring decisions belong to the employer.
N26 is The Mobile Bank. N26 has redesigned banking to make it simple, fast and contemporary. Valentin Stalf and Maximilian Tayenthal founded the company in 2013 and launched the initial product in early 2015. Thanks to its fully digital business model, N26 operates on a much lower cost base with lean organisational structures, without IT legacies and without an expensive branch network. N26 passes on these cost benefits to its customers. N26 partners with the most innovative fintech and traditional financial companies to offer its customers best-in-class products such as TransferWise (foreign exchange), Raisin (savings), Clark and Allianz (insurance), auxmoney (credit) and others.Today N26 is one of the fastest growing banks in Europe and has more than 1 Million customers across 17 European markets and over 430 employees. N26 currently operates in: Austria, Belgium, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Portugal, Slovakia, Slovenia, and Spain, and it intends to enter the UK and US markets in 2018. N26 has raised more than $215 million from renowned investors including Allianz X, Tencent Holdings Limited, Li Ka-Shing’s Horizons Ventures, Peter Thiel’s Valar Ventures, members of the Zalando management board and Earlybird Venture Capital.N26 Access — An inside look at The Mobile Bank:www.youtube.com/watch?v=uqnYrYUOiyQ