Job Description, Responsibilities & Requirements
About the Position
We are seeking an Intermediate Credit Analyst to join our team in Makati City, Philippines. This role focuses on analyzing financial statements and assessing credit risks.
Responsibilities
- Analyzing financial statements (Income Statement, Balance Sheet, and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
- Screening loan agreements and understanding the financial covenants applicable to the borrower.
- Preparation of various reports for lending teams across the globe for overdue ratings, covenants, and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise.
- Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating.
- Collaborating with local and global peers and management teams to tap into your credit, analytical, and technical skills.
- Working with engaged managers and having exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions, etc).
Requirements
- 5+ years of experience in credit analysis or a related field.
- Strong analytical skills and attention to detail.
- Proficiency in using credit analysis software and tools.
- Excellent communication and interpersonal skills.
We Offer
- Competitive salary and benefits package.
- Opportunity to work in a dynamic and inclusive environment.
- Career growth and professional development opportunities.
About the Company
ING is a global bank with a strong European base. More than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries. Our vision is to unlock our people’s full potential through our inclusive culture where everyone has the opportunity to develop and have impact for our customers and society.
To achieve this vision, our policies support diversity, equity, and inclusion. As an equal opportunity employer, we do not tolerate discrimination of any kind with regard to age, gender, gender identity, cultural background, experience, religion, race, ethnicity, disability, family responsibilities, sexual orientation, social origin, or any other status protected by applicable law.
If you require any assistance or if we can accommodate you in any way when participating in our application and/or interview process, please email the recruiting contact listed for the relevant position. We will be happy to work with you to ensure a fair and accessible process.
Read more about our commitment to diversity, inclusion, and belonging here.