Job Description, Responsibilities & Requirements
About the Position
Credit Risk Model Developer (multiple seniority levels)
We are looking for passionate professionals to join our Financial Risk team in Warsovie, Pologne. This role offers a hybrid work model with up to 75% remote work.
The expected salary for this position: 7100 - 28 000 PLN
Responsibilities
Depending on your seniority level, you will:
- Specialists: Contribute to model design, coding, and testing; participate in regulatory submissions and internal reviews.
- Senior Specialist: Lead monitoring of AIRB/IFRS9 models and development of model parameters, coordinate with validation and audit teams, ensure compliance with regulatory standards.
- Experts: Lead development of AIRB/IFRS9 models, mentor junior staff, represent the team in regulatory discussions.
- Senior Experts: Lead complex projects, engage with senior stakeholders across risk, finance, and compliance.
Requirements
- Passionate about quantitative risk modelling with +3 years of experience.
- Academic or professional experience in statistics, econometrics, data science, or financial engineering.
- Familiarity with regulatory frameworks such as Basel (AIRB) and IFRS9.
- Comfortable with programming languages such as SAS, Python, or R.
- Strong communication skills and ability to document thoroughly.
Nice to Have
- Hands-on experience in developing, monitoring, or validating AIRB or IFRS9 models.
- Knowledge of banking portfolios and credit risk models’ lifecycle.
- Familiarity with regulatory expectations from ECB, EBA, or local supervisors.
- Professional certifications such as FRM, PRM, or CFA.
We Offer
- Competitive salary
- Hybrid work model with remote options
- Opportunity to work in a diverse, international environment
About the Company
The Retail Credit Risk Model Development team is a center of expertise within ING Group, responsible for the development, enhancement, and monitoring of regulatory and accounting models across multiple jurisdictions and portfolios.
We are transitioning from a project-based setup to a portfolio-oriented team, enabling deep collaboration with local entities across the Group. This structure offers a unique opportunity to work on international projects, gain exposure to diverse asset classes and model types, and specialize in specific portfolios – making a tangible impact on the broader risk management function.
We work closely with business units, model validation, and regulatory affairs to ensure our models are robust, compliant, and fit-for-purpose. We value diversity, curiosity, and continuous learning. Whether you're just starting your career or bringing years of experience, we offer a supportive environment where you can grow and make a real impact.
Apply Now
If you are interested in this opportunity, please apply through our career portal.