About the Position

Payments & Reconciliation Specialist

Location

Lisbon, Portugal

Employment Type

Full time

Department

Finance

Compensation

€25K – €35K

About the Role

At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide.

We are looking for an experienced and dynamic Cash & Payments Specialist to join our growing FinOps team. This role sits at the intersection of Accounts Payable, Accounting, and Treasury, working out what needs to be paid and when, helping manage cash outflows in partnership with Treasury, and supporting the Director of Finance Operations in defining payment prioritization. You will also own daily, weekly, and monthly bank reconciliations for assigned accounts, and play an active role in streamlining processes and platforms to drive long-term efficiency. You'll be joining a global finance team.

Responsibilities

Payment Prioritisation & Cash Management

Work with AP and Accounting to understand what needs to be paid, when, and why
Partner with Treasury to manage cash outflows and align funding to payment need
Support the Director of FinOps in defining and applying payment prioritization criteria
Maintain and update the cash forecast, flagging risks or funding gaps early

Bank Reconciliation

Perform daily, weekly, and monthly bank reconciliations for assigned accounts
Investigate and clear unmatched transactions, returned payments, and duplicate entries promptly
Reconcile the AP subledger to the general ledger and prepare supporting schedules for month-end close

Process & Platform Improvement

Review current AP, payments, and reconciliation platforms and identify where they fall short
Support the evaluation, development, and implementation of new systems and process changes to drive long-term efficiency
Work with the global AP team to align processes and controls as new currencies and countries are added
Track key operational metrics and drive continuous improvement in accuracy, timeliness, and efficiency

Cross Functional Collaboration

Act as a key point of contact for payment and reconciliation-related questions from internal stakeholders and external vendors
Work with the wider FinOps team and the accounts payable sub-team to maintain consistent processes
Support the transition of processes as parts of the function evolve, including expansion into new currencies and countries

Requirements

Experience: 2 to 3 years of accounts payable or treasury operations experience, including exposure to bank reconciliation and cash management
Tax Exposure: Some experience with vendor tax documentation collection is a plus
System Proficiency: Netsuite, Zonecapture, Omnea, and SAP Concur are an advantage
Skills: Strong analytical and Excel skills, high attention to detail, and a collaborative working style
Mindset: A startup mentality, comfortable in a fast-paced, evolving environment, and confident working independently as an individual contributor
Languages: Fluent in English; additional languages are a plus

We Offer

Competitive salary range of €25K - €35K
Opportunity to work in a dynamic and innovative environment
Hybrid work location in Lisbon, Portugal
Be part of a global team transforming the way the world pays

About the Company

Our ambition: To build the world's most disruptive payment network and redefine what the payment experience should feel like.

Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that's transforming the way the world pays.

Payments & Reconciliation Specialist

Job description