Portfolio Underwriter

About the Position

Portfolio Underwriter

Location: Hartford, United States

Job type: Full-Time

Work mode: Remote

Job level: Professional

Job ID: 14637

Company: HSB

Employment type: Regular

Area of expertise: Claims & Underwriting

Meta Description: Join HSB as a Portfolio Underwriter, driving profitable growth and long-term portfolio performance through strategic underwriting.

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Responsibilities

The Portfolio Underwriter at HSB is responsible for:

• Driving profitable growth and long-term portfolio performance through the design, negotiation, and stewardship of white-label embedded programs.
• Acting as a strategic underwriting leader and trusted advisor, applying advanced underwriting judgment, analytics, and product expertise to develop tailored solutions.
• Maintaining full ownership of assigned client portfolios, managing underwriting performance, pricing adequacy, and risk quality across the lifecycle of each program.
• Leading ongoing portfolio monitoring, client reviews, and program evolution using claims, engineering, exposure, and financial insights.
• Collaborating across underwriting, product, operations, and business development to influence product strategy, improve processes, and deliver differentiated solutions.

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Requirements

• Education: Bachelor’s degree or equivalent work experience is required.
• Experience: 5+ years of P&C insurance/reinsurance experience required; 3+ years of underwriting experience preferred.
• Skills:
  • Demonstrated understanding of commercial and personal lines insurance and reinsurance coverage, concepts, principles, exposures, and processes.
  • Demonstrated ability to translate large data analysis into actionable decisions.
  • Demonstrated understanding of rate development (pure premium), price segmentation, and detecting leading loss trends.
  • Past experience with responsibility for achieving profit and growth targets for a book of business.
  • Demonstrated experience with negotiation and conflict resolution.
  • Exhibited ability to develop creative and unique solutions.
  • HSB product knowledge and previous experience and familiarity with HSB is desired.

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Nice to Have

• Knowledge and Skills:
  • Financial statement (business finance) knowledge and analysis.
  • General insurance/reinsurance industry knowledge.
  • Presentation skills.
  • Strong interpersonal, written, and verbal communication skills.
  • Portfolio analysis.
  • Organization and time management skills.
  • Consultative and strategic negotiation skills.
  • Strong project management skills to manage multiple concurrent projects and issues.
  • PC skills (Excel, PowerPoint, Power BI, and Word).
  • Detail-oriented.
  • Action-oriented with strong analytical, actuarial, statistical, innovation, and persuasion skills to influence change.
  • Naturally curious and inquisitive to identify issues and solve problems.
  • Resourceful in order to research issues, assemble support, and recommend creative solutions to underwriting issues.

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We Offer

At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued, and empowered to achieve their very best every day.

We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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About the Company

We support a challenging and varied work experience anchored by insurance but rich in opportunities in technology and engineering as well. Learn more about working with us and how we foster an inclusive culture and diverse workforce.