Job Description, Responsibilities & Requirements
About the Position
Principal Product Manager - Compliance / AML / Risk Platform
We are seeking a seasoned Principal Product Manager to join our team in Hong Kong, SAR, Taguig City, Metro Manila, Philippines, and Singapore. You will lead product development for AML/CFT, KYC/KYB, and risk control.
Responsibilities
🔹 Compliance & AML Platform
- Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
- Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
- Partner with Compliance to translate BSP / AMLC regulations into scalable product features
🔹 KYC & Onboarding
- Build and improve KYC/KYB onboarding flows (individual & business)
- Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
- Balance conversion vs compliance (reduce friction without increasing risk)
🔹 Anti-Fraud & Risk Control
- Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
- Collaborate with data teams to develop rules engines, alerting systems, and case management tools
- Improve real-time monitoring capabilities for transactions and user behavior
🔹 Risk Platform & Tooling
- Build internal tools for: Case management, Investigation workflows, Audit trails, and reporting
- Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)
🔹 Cross-functional Leadership
- Work closely with: Compliance / MLRO, Risk & Fraud Ops, Data Science / Analytics, Engineering
- Act as the bridge between regulatory requirements and product implementation
Requirements
Must to have
- 5+ years of Product Management experience, preferably in fintech, payments, or crypto
- Strong understanding of: AML / CFT frameworks, KYC / KYB processes, Transaction monitoring
- Experience building or managing: Risk engines / fraud systems / compliance platforms
- Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
- Ability to translate regulatory requirements into scalable product solutions
Nice to have
- Experience in crypto / blockchain / exchange platforms
- Knowledge of: Fraud typologies (scams, mule accounts, phishing, etc.), Sanctions screening & travel rule
- Experience with tools/vendors like: Chainalysis / TRM / Elliptic, Onfido / Sumsub / Jumio
- Background in compliance, risk, or data analytics
We Offer
- Opportunity to work in a dynamic and innovative environment
- Competitive salary and benefits package
- Professional growth and development opportunities
About the Company
Coins.ph is a leading digital asset platform in the Philippines, committed to providing secure and reliable services to our users. Join us in shaping the future of digital finance.