Risk Manager
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Job description
About the Position
Risk Manager
Location: Limassol, Cyprus
Employment Type: Full-Time
Work Location: On-site
About Unlimit
Unlimit is the global financial infrastructure for the borderless agentic economy. Designed to bridge the gap between fragmented local markets and the future of autonomous commerce, Unlimit provides the programmable operating layer for the world's most ambitious businesses.
Through an integrated technology stack, the platform unifies global payment acceptance, programmable financial accounts, and digital asset rails into a singular financial layer. By mapping hyper-local payment ecosystems directly into its architecture, Unlimit enables businesses to move value and settle transactions instantly across continents.
Built on decades of hard-won regulatory depth and an extensive global license portfolio, the platform provides direct access to a massive global infrastructure. With major hubs in London, San Francisco, Singapore, São Paulo, and Mexico City, Unlimit is building the infrastructure that makes global expansion a matter of code, not geography.
Your Impact
As a Risk Manager you will own the risk management framework for Unlimit's business. You will be the connective tissue between regulatory expectation and day-to-day operational reality, ensuring the company operates safely, compliantly, and at the speed the business demands.
You will play a critical role in maintaining and evolving the second line of defence - designing risk methodologies, monitoring exposures, and giving the Board and senior management a clear, honest view of the risks the business carries. Working at the intersection of finance, technology, and digital-asset infrastructure, you will help shape how a fast-scaling fintech manages risk.
Responsibilities
- Design and maintain risk management frameworks
- Monitor and quantify exposures
- Translate regulatory requirements into practical controls, policies, and monitoring
- Collaborate cross-functionally with compliance, finance, product, engineering, and operations teams
Requirements
- Proven experience in risk management within a regulated financial institution - ideally covering both crypto/digital-asset (CASP) and e-money or payments activities
- Strong working knowledge of the MiCA, PSD2, EMD2 and related national law
- Solid understanding of the full risk taxonomy across fintech business: operational, credit, liquidity, market, conduct, technology/ICT (DORA), and financial-crime (AML/CFT) risk
- Experience designing and maintaining risk management frameworks, risk appetite statements, capital and liquidity assessments, and risk registers
- Ability to translate regulatory requirements into practical controls, policies, and monitoring across digital-asset custody, settlement, and safeguarding of client funds
- Strong analytical skills, with the ability to quantify exposures and present risk clearly to Boards, regulators, and non-specialist stakeholders
- Experience working in fast-paced, high-growth, and globally distributed organisations, balancing control with commercial pace
- Ability to collaborate cross-functionally with compliance, finance, product, engineering, and operations teams
We Offer
- The chance to shape a risk function, embedding risk management as a genuine enabler of sustainable business growth
- Exposure to the frontier of regulated finance - working across crypto-asset rails and e-money infrastructure
- A truly international team and a company culture that thrives on pioneering new markets, where innovation, ambition, and results are recognised and rewarded
Note: We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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Cardpay is focused on breaking down the many payment barriers that exist when companies are trying to scale their services internationally, or where they are growing new markets or business models. We’re doing this by developing a system that can handle complex, cross border payments and international corporate accounts; deal with regulatory frameworks and even manage pre-paid cards. What is important is that our clients tell us their challenges and we evolve our system to solve them. It’s one system, one solution, one Cardpay world.