Senior AML Officer (Helsinki, Finland)
Primary stack
Nice to have's
Job description
About the Position
Senior AML Officer (Helsinki, Finland)
Lead and enhance AML compliance to safeguard and empower a dynamic digital payments fintech environment 🚀
About the Client
Our client is a European fintech providing digital payment services to SMEs, startups, freelancers, and businesses operating across borders. Its services include business accounts with EU IBANs, payments in 22 currencies, debit cards, bulk payments, expense management, foreign exchange, and POS solutions.
Its Finnish entity is an Electronic Money Institution authorized and regulated by the Finnish Financial Supervisory Authority (FIN-FSA). It serves eligible businesses across the EEA and the UK.
Role Overview
As a Senior AML Officer, you'll play a crucial role in safeguarding financial integrity. You will handle complex AML and fraud investigations, ensuring compliance with Finnish and EU regulations. This is a high-impact opportunity to contribute to the development and improvement of AML/CFT frameworks in a hybrid working environment.
Responsibilities
- Review and risk-assess customers, including CDD, EDD, PEPs, and high-risk cases
- Investigate transaction monitoring alerts and suspicious activity across payments and transfers
- Prepare and submit suspicious transaction reports to the Finnish FIU
- Manage sanctions and PEP screening and escalate potential matches
- Support AML/CFT risk assessments and continuously improve monitoring rules and controls
- Support FIN-FSA interactions, audits, and regulatory remediation activities
- Contribute to AML/CFT policies, procedures, training, and regulatory implementation
Requirements
- 5+ years of hands-on AML/CFT experience in banking, payments, e-money, or another regulated financial-services environment
- Strong end-to-end AML experience across CDD/EDD, digital onboarding, transaction monitoring, SAR/STR reporting, sanctions/PEP screening, and AML risk assessments
- Strong understanding of Finnish and EU AML/CFT requirements and a practical risk-based approach
- Strong analytical judgement, investigation skills, and clear case documentation
- Experience in fintech, payments, or e-money is a plus, ideally with exposure to the Finnish regulatory environment or FIN-FSA
- CAMS/ACAMS, ICA, or an equivalent AML qualification is an advantage
- Fluent Finnish and English; Swedish is a plus
Key Soft Skills
- Strong communication skills and the ability to explain complex AML topics clearly to different stakeholders.
- Proactive, collaborative, and comfortable working across teams in a fast-moving environment.
- High level of ownership, attention to detail, and sound judgement when handling sensitive or complex cases.
We Offer
- Competitive salary aligned with experience.
- Collaborative and transparent team culture.
- High-impact role in a scaling fintech company.
- Recognition of personal milestones and achievements.
- Social benefits.
About the Company
Evotym is dedicated to building exceptional teams for fast-growing companies.
As a leading Staffing and Recruitment agency, we connect top-tier talent with trusted Fintech and iGaming companies, driving their success and growth. Our expertise in the sector allows us to understand its unique challenges and opportunities, ensuring we match the best-fit candidates with our clients.
Join us and be part of a dynamic team and make an impact in the Fintech and iGaming industries.
© Evotym. This job description was sourced from the employer's public career page. TheJob is not the employer — we index the posting and route candidates to the source. All content rights and hiring decisions belong to the employer.
Quick Access to High-performing Talent.Get exceptional talent, fast. At Evotym, we specialize on Start-ups, Scale-ups and Fintech. We help clients fill all positions starting from Business Roles to IT.Our Talents are pre-tested for their skills to ensure they’re the right fit for your project.No guesswork, just proven expertise.