Senior Business Analyst - US Tax

About the Position

We are seeking a Senior Business Analyst - US Tax to join our team at Avaloq, based in Fort Lauderdale, with regular travel to Zurich and occasional client site visits. This role focuses on US investment tax requirements and is integral to our mission of democratizing access to wealth management.

Responsibilities

• Own the functional scope and roadmap of the US tax engine, acting as the US tax subject matter expert for product, engineering, clients, and implementation teams.
• Translate US tax legislation, regulations, and IRS guidance into clear functional specifications, decision rules, worked examples, and acceptance tests. Track changes in tax law and IRS guidance, assess their impact, and keep the specifications current.
• Define the tax treatment of investment portfolios: cost basis and tax lots, lot relief methods, holding periods, wash sales, corporate actions, bond premium and discount, dividend and interest classification.
• Specify withholding and information reporting: backup withholding, withholding on payments to foreign persons, and the data behind Forms 1099-B, 1099-DIV, 1099-INT, 1099-OID, and 1042-S.
• Act as a trusted functional contact for US clients, leading workshops across tax and broader wealth-management topics, supporting onboarding, and translating client needs into scalable product capabilities.
• Collaborate closely with engineers, solution architects, and product teams to validate functionality, maintain specifications, and respond to changes in US tax requirements.
• Carry client needs back into the product: separate the general requirement from the single request, and feed the roadmap.

Requirements

• 8+ years of hands-on experience in US investment taxation, ideally within a custodian, broker-dealer, wealth manager, tax-reporting software provider, or advisory firm.
• A Master’s degree in taxation, accounting, finance, or law (MST, MAcc, JD, or LL.M.), or a Bachelor’s degree combined with a CPA license.
• Strong knowledge of cost-basis and tax-lot accounting, covered and noncovered securities, wash sales, corporate actions, and Form 1099 reporting.
• Proven ability to interpret primary tax sources, including the Internal Revenue Code, Treasury regulations, and IRS guidance, and translate them into precise business requirements.
• Experience creating functional specifications and test cases for software and working directly with engineering or technology teams.
• Strong analytical and communication skills, including experience working directly with client tax, operations, and technology teams and explaining complex requirements clearly.

Nice to Have

• Experience with cross-border taxation and reporting, such as Forms W-8 and 1042-S, FATCA, Qualified Intermediary requirements, or PFIC rules.
• Knowledge of specialist investment taxation and tax-aware portfolio management, including fixed income, derivatives, tax-loss harvesting, direct indexing, trusts, estates, retirement accounts, or asset location.
• Previous experience in a financial technology or product environment, knowledge of another country's investment taxation, or practical data and technology skills such as SQL, Python, or AI tools.

We Offer

• Competitive salary: USD 120,000 - USD 141,000 per year.
• Hybrid and flexible working to maintain work-life balance.
• Opportunity to work closely with some of the world’s leading financial institutions.
• Professional development opportunities.

About the Company

Founded and headquartered in Switzerland, Avaloq is continuously expanding its global footprint with around 2,500 colleagues in 12 countries, and more than 170 clients in 35 countries. We are an industry-leading provider of wealth management technology and services for financial institutions around the world, including private banks and wealth managers, investment managers, as well as retail and neo banks. Our research-led approach and continual innovation are powered by the passion and creativity of our colleagues.

We are always looking for talented people to join us on our mission to orchestrate the financial ecosystem and democratize access to wealth management. Avaloq offers the opportunity to work closely with some of the world’s leading financial institutions as we jointly develop and shape careers. Championing a collaborative, supportive, and flexible work environment empowers our colleagues to reach their full potential.

We embrace diversity and are committed to fostering an equal opportunity environment and inclusive culture where you can be your true authentic self. We hire, compensate, and promote regardless of origin, age, gender identity, sexual orientation, or any other fantastic traits that make us all unique.