(Senior) Consultant* - SEPA-Payments

About the Position

Join Capco as a (Senior) Consultant in SEPA Payments, shaping the future of payment systems with AI-driven solutions.

Responsibilities

• Project Support: Accompany demanding consulting projects in payment systems from business analysis and conceptual design through testing to the close support of implementation.
• Customer-Oriented Work: Work in a customer-oriented manner, bringing your own experiences and the expertise of your Capco colleagues effectively into project work.
• Requirement Analysis: Analyze technical requirements and payment processes and develop viable solutions together with our customers.
• Leadership: Gradually take on more responsibility for your topics, up to the management of sub-projects and smaller project teams.
• AI Utilization: Use approved AI tools, automation, and AI-supported workflows where they offer practical added value for speed, quality, or insight, and ensure responsible use through review, human judgment, and defined escalation paths.

Requirements

• Interest in Payments: You have a strong interest in (SEPA-)Payments and want to contribute and further develop your knowledge in this highly current field.
• Technical Knowledge: Terms and message formats such as pain, pacs, and camt are familiar to you; ideally, you also know SEPA terms and processes such as SCL, STEP2, SCT, SDD, Clearing & Settlement, and R-Transactions.
• Analytical Skills: You work constructively and customer-oriented, and have strong analytical and conceptual skills as well as the ability to clearly represent topics.
• Language Skills: You have fluent German and English language skills and are willing to travel domestically and internationally depending on the project assignment.
• AI and Automation: You are open to responsibly integrating approved AI and automation tools into your daily work, critically reviewing results, and adhering to applicable guidelines, review, and escalation processes.

Nice to Have

• ISO 20022 Knowledge: In-depth knowledge of ISO 20022 and relevant SEPA message formats and processes.
• Clearing & Settlement Experience: Experience with clearing and settlement processes and R-Transactions.
• Project Responsibility: Experience in taking responsibility for work packages, sub-projects, or smaller project teams.
• AI Experience: Initial practical experience with AI-supported workflows, generative AI, or automation in the consulting, banking, or payments environment.

We Offer

• Competitive Benefits: Flexible working models and hybrid work possible depending on project assignment.
• Onboarding Support: Comprehensive onboarding, personal coach, and buddy.
• Bike Leasing: Bike leasing programs.
• Wellness Benefits: Capco Benefits Card with a monthly credit of 44 EUR or Wellhub.
• Health Programs: Regular health checks and mental health courses.
• Family Support: PME family service offers support for all life situations.
• Continuous Learning: Regular feedback and continuous learning opportunities, e.g., through internal training and Udemy Business.
• Corporate Events: Great company events and after-work activities.
• Job Security: Permanent employment contract.
• Work Environment: Autonomy, flat hierarchies, hands-on mentality, and fast decision-making processes.
• Dynamic Environment: A dynamic, growth-oriented, and international environment with numerous opportunities to contribute yourself and your talents.

About the Company

Inclusion at Capco

We are committed to making our recruitment process accessible and straightforward for all people. If you need adjustments or support at any stage of the application process, just let us know – we are happy to help.

We value the individual perspectives and contributions of every person. At Capco, we believe that you are strongest when you can be yourself. Our #BeYourselfAtWork culture promotes individuality and collaboration – an attitude that shapes our daily cooperation with our clients and among ourselves.

Important is only that we fit together (m/w/d) #beyourselfatwork.