Senior Credit Analyst

About the Position

We are seeking an experienced Senior Credit Analyst with 3-5 years' experience in corporate lending to join our global Wholesale Banking team. This role offers an ideal opportunity to gain exposure to a new, strategically important, and high-profile team within ING Wholesale Banking. We are looking for experienced credit professionals who have in-depth experience in monitoring loan covenants, financial spreading, risk rating, and credit reviews. The aim is to help shape the future processes within lending support across the entire global ING Wholesale Banking network. The role would suit candidates who want to begin or expand a career in corporate lending and credit analysis.

Responsibilities

• Analyzing financial statements (Income Statement, Balance Sheet, and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
• Screening the loan agreements and understanding the financial covenants applicable to the borrower.
• Preparation of various reports for lending teams across the globe for overdue ratings, covenants, and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise.
• Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating.
• Working collaboratively with local and global peers and management teams.
• Exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions, etc).

Requirements

• Bachelor’s degree preferred - if possible, in Business, Accounting, Finance, or Economics but can be in another discipline coupled with strong knowledge of accounting.
• Work experience should be in financial services involving corporate or institutional lending.
• Solid understanding of the financial statements of companies.
• Resourcefulness, teamwork, and enthusiasm.
• High level of attention to detail coupled with strong organizational and scheduling skills.
• Excellent written and spoken English communication skills.

We Offer

• Opportunity to work in a global bank with a strong European base.
• Exposure to a new, strategically important, and high-profile team within ING Wholesale Banking.
• Chance to help shape the future processes within lending support across the entire global ING Wholesale Banking network.

About the Company

ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients, and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in business.