About the Position

Senior Credit Analyst

We are looking for an experienced Senior Credit Analyst with 3 to 5 years’ experience to join our Customer Operations team in Makati City, Filippine. This role offers an ideal opportunity to gain exposure to a new, strategically important, and high-profile team within ING Wholesale Banking.

Responsibilities

Analyzing financial statements (Income Statement, Balance Sheet, and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
Screening loan agreements and understanding the financial covenants applicable to the borrower.
Preparation of various reports for lending teams across the globe for overdue ratings, covenants, and financials.
Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate, resulting in an appropriate risk rating.
Collaborating with local and global peers and management teams to tap into your credit, analytical, and technical skills.
Working with engaged managers and having exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions, etc).

Requirements

Bachelor’s degree preferred - if possible, in Business, Accounting, Finance, or Economics but can be in another discipline coupled with strong knowledge of accounting.
Work experience should be in financial services involving corporate or institutional lending.
Solid understanding of the financial statements of companies.
Resourcefulness, teamwork, and enthusiasm which might be demonstrated via your previous work experience or perhaps involvement in extracurricular activities.
High level of attention to detail coupled with strong organizational and scheduling skills.
Excellent written and spoken English communication skills. You will be working with teams across multiple lines of business based in many different countries, so strong communication skills are a must.

We Offer

Join a global bank with a strong European base.
Empower people to stay a step ahead in life and in business.
Work in a diverse and inclusive culture where everyone can grow and make a difference.

About the Company

ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients, and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in business.

At ING, we promote diversity, equality, and inclusion. We do not tolerate any form of discrimination: for age, gender, gender identity, culture, experience, religion, race, disability, family responsibilities, sexual orientation, or other.

If you need support or assistance during the selection or interview process, contact the recruiter indicated in the announcement. We will be happy to help you make everything fair and accessible.

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