Senior Credit Analyst

About the Position

We are looking for a Senior Credit Analyst with 3-5 years of experience to join our global team, focusing on monitoring loan covenants and financial spreading.

Responsibilities

• Analysing financial statements (Income Statement, Balance Sheet, and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
• Screening loan agreements and understanding the financial covenants applicable to the borrower.
• Preparation of various reports for lending teams across the globe for overdue ratings, covenants, and financials.
• Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate, resulting in an appropriate risk rating.
• Collaborating with local and global peers and management teams to tap into your credit, analytical, and technical skills.
• Working with engaged managers and having exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions).

Requirements

• Bachelor’s degree preferred, in Business, Accounting, Finance, or Economics, but can be in another discipline coupled with strong knowledge of accounting.
• Work experience in financial services involving corporate or institutional lending.
• Solid understanding of the financial statements of companies.
• Excellent written and spoken English communication skills.

Nice to Have

• Resourcefulness, teamwork, and enthusiasm.
• High level of attention to detail coupled with strong organizational and scheduling skills.
• Strong communication skills for working with teams across multiple lines of business based in many different countries.

We Offer

• Opportunity to gain exposure to a new, strategically important, and high-profile team within ING Wholesale Banking.
• A role that suits candidates who want to begin or expand a career in corporate lending and credit analysis.

About the Company

ING Bank NV is a global bank with a strong European base. Our more than 60,000 employees serve around 37 million customers, corporate clients, and financial institutions in over 40 countries. Our purpose is to empower people to stay a step ahead in life and in business.

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Location: Makati City, Philippines