Senior Internal Controls Manager

About the Position

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

We are looking for a Senior Internal Controls Manager to join the Finance team at Monzo Bank Europe DAC based in Dublin.

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Responsibilities

• Maintaining a robust and well-documented risk and control environment by improving documentation, evidence standards and control processes for the Finance team, and helping to ensure Finance-owned risks are aligned with MBEU’s risk appetite and the wider Enterprise Risk Management Framework.
• Designing, maintaining and enhancing Finance risk and control matrices for key processes.
• Performing regular control testing and review of evidence across Finance processes, including financial reporting, month-end close, balance sheet reconciliations, regulatory reporting, tax, treasury and capital/liquidity-related processes.
• Testing Finance controls and assessing design and operating effectiveness. Identifying control gaps, recommending enhancements, and embedding change by tracking remediation actions and progress.
• Leading and supporting Finance risk and control self-assessments, including evidence gathering, challenge and documentation.
• Preparing concise updates for Finance leadership on control testing results, open issues, remediation progress and emerging risks. Supporting risk assurance reporting to MBEU governance forums.
• Working with second-line Risk & Compliance teams on oversight reviews, assurance planning and risk reporting.
• Supporting Internal Audit and external audit requests relating to Finance controls.

Requirements

• Hold a recognised accounting qualification, or be close to qualification, such as ACA, ACCA, CIMA, CPA Ireland or equivalent.
• Have detailed experience in audit, financial control, risk assurance, internal controls or regulatory reporting.
• Have experience in Banking, fintech or financial services experience.
• Can demonstrate a strong understanding of accounting processes, balance sheet controls, reconciliations and financial reporting risks.
• Have experience testing or reviewing controls, including assessing design and operating effectiveness.
• Can demonstrate strong attention to detail and ability to challenge evidence, assumptions and process weaknesses.
• Have experience in documenting robust processes, risks, controls, issues and remediation plans clearly.
• Have good interpersonal and influencing skills, ability to engage across various internal functions to develop, get buy-in and deliver outcomes across teams.
• Have the ability to confidently present data in a meaningful and effective way; understanding the needs of the end users and tailoring presentations to their requirements.
• Have experience building strong trusted relationships with stakeholders at all levels.

We Offer

• A salary range of €91,000 - €111,500 + Incentive Awards tied to your performance.
• Hybrid working model, based in our Dublin office 2 - 3 days a week. You will also travel to Monzo’s head office in London from time to time.
• Flexible working hours.
• Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays).
• €1,200 learning budget each year to use on books, training courses and conferences.
• Private healthcare scheme.
• Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%.
• Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling.

About the Company

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

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Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow.

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