Senior Software Engineer II - Cash Management

About the Position

We are looking for a Senior Software Engineer II - Cash Management to join our team at Wise. This role involves designing and maintaining highly scalable services in Java and Spring Boot within a microservices architecture.

Responsibilities

• Own solutions from problem to production. Work with product managers and engineers to understand partner needs, shape the approach, and design, build, test, and operate backend services.
• Make thoughtful technical decisions. Explain tradeoffs clearly and balance delivery time, reliability, and maintainability, including when the information available is incomplete.
• Build across system boundaries. Work with other teams to agree on clear interfaces and understand how changes affect the wider payment journey.
• Improve the systems you operate. Strengthen testing and observability, diagnose production issues, and use what you learn to make services more dependable.
• Help the team succeed. Contribute across workstreams, share domain knowledge, and help other engineers grow through reviews, pairing, and mentoring.

Requirements

• Hands-on experience building or making substantial contributions to large-scale distributed systems.
• Strong backend engineering experience, including relational databases, event-driven systems, and proficiency in an object-oriented language.
• A product mindset: you can explain the customer problems behind your work, why your solution matters, and how you assess whether it helps.
• The ability to take ownership with a high degree of autonomy, make progress through ambiguity, and involve others when their expertise is needed.
• Strong collaboration and communication skills. You can explain technical decisions, work effectively across teams, and contribute to your colleagues’ success.
• Curiosity about the business domain and a willingness to learn how our partners use the products you build.

Nice to Have

• Java, Spring Boot, Kafka, or PostgreSQL.
• Payments, financial technology, funding, settlement, or foreign exchange.
• Using product metrics and data to understand customer behavior and guide decisions.

We Offer

• Starting salary: £111,000 - £145,000 + RSUs
• Wise Benefits

About the Company

Wise is a global technology company, building the best way to move and manage the world’s money. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

More about our mission and what we offer.

Job Location

United Kingdom