Senior Software Engineer (Institutional, Financing)

About the Position

Senior Software Engineer (Institutional, Financing)

Remote - USA

Job ID: P78165

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” Learn more about working at Coinbase.

As a Senior Software Engineer on the Financing Engineering team within the Institutional group, you'll design, build, and scale the systems that safely manage billions of dollars in loans across Portfolio Margin, Trade Finance, Agency Lending, Bilateral Lending, and more. Financing is foundational to the Prime Brokerage business, enabling customers to use leverage on trading positions and generate yield on long holdings. You'll own critical backend services that drive recurring revenue, increase trading activity, and keep institutional assets on platform.

Responsibilities

• Own the design and delivery of new financing products and features, from architecture through production launch, ensuring correctness and safety across high-value lending operations.
• Build and maintain backend services, APIs, and frameworks that support loan lifecycle management, risk calculations, and real-time position tracking.
• Drive engineering excellence by improving developer tooling, testing infrastructure, monitoring, and operational reliability across financing systems.
• Partner with Product, Risk, Operations, and other engineering teams to translate business requirements into scalable, well-scoped technical solutions each quarter.
• Lead technical initiatives that strengthen system resilience, reduce operational risk, and support the team's ability to ship safely at speed.

Requirements

• 5+ years of backend software engineering experience, with production ownership of services handling high-reliability or financial workloads.
• Proven track record designing, building, and scaling service-oriented architectures in Go, Java, or a comparable backend language.
• Experience building and operating distributed systems where correctness, availability, and data integrity are critical.
• Demonstrated ability to mentor engineers, lead technical design reviews, and raise the bar on code quality across a team.
• Familiarity with relational data stores, gRPC/Protobuf, and observability tooling in a cloud-native environment.
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

We Offer

• Annual base salary range (excluding equity and bonus): $207,955-$218,900 USD
• Medical Plan, Dental and Vision Plan with generous employee contributions
• Health Savings Account with company contributions each pay period
• Disability and Life Insurance
• 401(k) plan with company match
• Wellness Stipend
• Mobile/Internet Reimbursement
• Volunteer Time Off
• Fertility Counseling and Benefits
• Generous Time off/Leave Policy
• The option of getting paid in digital currency

About the Company

At Coinbase, we are uncompromising on our mission to increase economic freedom. We believe in a world where anyone, regardless of background, location, or economic status, has a universal financial system that works for them. Join us in building the future of finance.

Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.

Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.

US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.

Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.

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