Senior Software Engineer - Money Engineering
Tech Stack
Job Description, Responsibilities & Requirements
About the Position
Senior Software Engineer - Money Engineering
New York, NY
Atoms is building the machines that power the next era of progress. Over the last decade, software has transformed the digital world. But the physical world, where food is made, minerals are mined, goods are moved, and industries are run, remains far less intelligent, far less efficient, and far more constrained. We’re changing that.
Atoms builds Physical AI- real-world robots for the industries that move civilization forward, starting with food, mining, and transport. Our systems are designed to understand, predict, and control the real world with precision, turning complex physical operations into something more reliable, more scalable, and more productive.
We are roboticists, engineers, operators, and builders. We believe the next great technology companies will not only transform information, but the physical systems that shape everyday life.
If you want to work on hard problems with real-world impact, join us.
Responsibilities
- Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.
- Take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing, and alerting in place to support “keep the lights on” & on-call efforts.
- Support your peers and stakeholders in the product development lifecycle by collaborating with product management, design, and analytics. Participate in ideation, articulate technical constraints, and partner on decisions that properly consider risks and trade-offs.
Requirements
Basic Qualifications
- Proficiency in backend programming languages like Java or Go.
- Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis).
- Experience with cloud platforms like AWS, Google Cloud, or Azure.
- Understanding of RESTful APIs, microservices, and distributed systems.
- Strong debugging and problem-solving skills.
Preferred Qualifications
- 3+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology.
- Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation.
- Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal).
- Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data.
- Knowledge of fraud detection techniques and experience building or integrating with risk management systems.
We Offer
- Competitive base salary range of $145,000 - $183,250 per year.
- Equity awards and an annual performance-based bonus.
- Comprehensive benefits package including:
- Medical, dental, and vision insurance (multiple plans, incl. HSA options).
- Company-paid life and disability insurance (short- and long-term).
- Voluntary insurance: accident, critical illness, hospital indemnity.
- Optional supplemental life insurance for self, spouse, and children.
- Pet insurance discount.
- 401(k).
- Health Savings Account (HSA).
- Flexible Spending Accounts (Healthcare, Dependent Care, Commuter).
- Generous Time Off policies.
About the Company
At Atoms, you’ll work on one of the defining challenges of our time-bringing automation into the physical world to drive real, lasting impact. We exist to uncover valuable unknown truths and turn them into progress, which means constantly pushing beyond what’s known and building what doesn’t yet exist. The work is ambitious and often challenging, but it’s grounded in a shared sense of purpose and a team committed to seeing it through together. Our work only matters if it serves others, and we know that meaningful progress depends on the trust of the people we serve and the strength of our team-so we invest in both, creating an environment where you can do your best work and grow.
What else you need to know
This role is based in our New York office. Atoms is a company driven by invention and continuous change - we are constantly reimagining our industries, building new products, and refining how we operate. We do our best work together. That’s why all of our office-based teams work onsite, five days a week.
Ready to join us as we serve those who serve others?
#LI-Onsite