Software Engineer II, Back-end (Card Mgmt & Transaction Processing)

About the Position

Software Engineer II, Back-end (Card Mgmt & Transaction Processing)

Remote US

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Affirm Card is one of the company’s fastest-growing products and an increasingly significant contributor to overall platform GMV. Our team builds and operates the systems behind every card issued at Affirm and every transaction processed across Affirm’s card products, including the Affirm Card and one-time virtual cards. We own the core issuing and processing infrastructure powering authorization, transaction processing, account and card lifecycle management, tokenization, and platform security.

As Affirm continues to expand its card offerings, the scale, complexity, and reliability requirements of our systems continue to grow. You will work on systems that sit directly on the critical path of every card transaction, collaborating closely with product and cross-functional partner teams. This is a unique opportunity to help shape some of Affirm’s most strategic and fastest-growing products while solving complex engineering challenges at scale.

Responsibilities

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

Requirements

• Total of 1.5+ years of experience as a software engineer.
• Experience designing, developing, and launching backend systems and proficiency in one of Python or Kotlin.
• Familiarity with the building blocks of distributed systems, and technologies like AWS, MySQL, and Kubernetes.
• Mastery of taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well-tested, and extensible code.
• Comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.
• Either equivalent practical experience or a Bachelor’s degree in a related field.

We Offer

• Base Pay Grade - L
• Equity Grade - 6
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience, and job-related skills.
• Base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000
• Base pay range (all other U.S. states) per year: $146,000 - $206,000
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

About the Company

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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