Analytics Lead, Full Stack

About the Position

At Affirm, we exist for the moments that matter-giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

The POS Analytics team is looking for an Analytics Lead, Full Stack to support our next phase of growth with major platform partners. In this role, you will drive the growth strategy for these partnerships, identify and size growth opportunities, shape product and investment decisions, and measure the impact of key initiatives. You will work closely with our Strategic Partnerships, Product, Finance, Engineering, and Pricing teams. You should combine exceptional problem-solving and analytical skills with a general manager mindset, strong cross-functional leadership, and deep knowledge of the lending and/or payments space.

Responsibilities

• Own and prioritize the analytics portfolio for a significant product or business area, operating with a business owner mindset to define success, identify investment opportunities, recommend actions, and measure impact across customer experience, growth, risk, and profitability.
• Lead complex analyses that balance growth, credit performance, customer experience, and unit economics.
• Translate analytical findings into clear and compelling narratives and business cases that help leadership make informed decisions.
• Tackle ambiguous problems by identifying the core hypotheses and designing actionable experiments to validate product-market fit and economic viability.
• Lead through influence across Product, Engineering, Finance, and Revenue, building alignment around important decisions without formal authority.
• Build scalable data models, metrics, dashboards, and AI-assisted analytical workflows that improve access to trusted insights while maintaining rigorous validation, reproducibility, and data governance.
• Raise the impact of the analytics organization by mentoring analysts and developing reusable analytical practices and tools.

Requirements

• A General Manager mindset, strong product and credit risk judgment, and a track record of proactively identifying high-impact opportunities.
• Strong understanding of the consumer lending and credit industry, including lending economics, portfolio performance, and credit metrics. The strongest candidates will bring experience across both risk and product and understand the tradeoffs among growth, credit performance, customer experience, and profitability.
• The ability to perform complex analyses and translate the results into clear, actionable business recommendations.
• Exceptional communication and influencing skills across technical and non-technical audiences, including senior leaders.
• 6 or more years of experience in a cross-functional analytical role, with demonstrated impact on significant product, risk, or business decisions.
• Advanced SQL and Python skills, including statistical analysis, experimental design, and practical experience with A/B testing.
• Demonstrated curiosity and a growth mindset, with hands-on experience using AI-powered tools such as Cursor, Claude, or similar assistants to accelerate analysis, automate workflows, enhance problem-solving, and advocate for AI adoption across analytical workflows.
• The ability to independently prioritize a roadmap, manage multiple workstreams, and mentor other analysts.
• A bachelor’s degree in a quantitatively rigorous field-or equivalent practical experience. An advanced degree is a plus.

We Offer

• Competitive salary: USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000; USA base pay range (all other U.S. states) per year: $164,000 - $224,000.
• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Flexible time off: Generous holiday calendars help you rest when you need to.
• Employee stock purchase plan (ESPP): Own a piece of what you build by letting you buy Affirm stock at a discount.

About the Company

Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

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