Compliance Manager (Australia)

About the Position

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. We are seeking a Compliance Manager for Australia to lead our regulatory compliance program, ensuring adherence to Australian financial services regulations.

Responsibilities

As a Regulatory Compliance Manager, Australia, you will:

• Australian Regulatory Program Ownership

  • Own and oversee the Australian regulatory compliance framework for consumer credit and related financial services.
  • Maintain documented compliance arrangements that support Australian credit licence obligations.
  • Lead ASIC examinations, inquiries, information requests, licence interactions, and other supervisory engagements.
  • Oversee timely and accurate regulatory notifications and reporting.

• Risk Management & Controls

  • Maintain the Australian regulatory obligations register and compliance risk assessment process.
  • Set remediation priorities and oversee root-cause analysis, corrective actions, consumer remediation, and sustainable control improvements.
  • Monitor compliance metrics and risk indicators across responsible lending, product governance, complaints, hardship, collections, disclosures, marketing, and consumer outcomes.
  • Assess incidents and breaches, oversee reportability decisions, and escalate material regulatory risks.

• Governance & Strategy Execution

  • Translate global compliance strategy into Australian operational plans.
  • Prepare reporting for executive leadership and risk governance committees.
  • Own the regulatory change process from horizon scanning and impact assessment through implementation, assurance, and evidence of compliance.
  • Assess governance structures and recommend enhancements where needed.

• Cross-Functional Partnership

  • Partner with Product, Legal, Credit, Marketing, Servicing and Operations, Privacy, Analytics, and Engineering teams.
  • Provide practical regulatory guidance and challenge for new products and business initiatives.
  • Influence complex compliance decisions affecting Australian strategy, customer journeys, product governance, and consumer outcomes.

Requirements

• Experience:

  • 8+ years of regulatory compliance experience in an Australian regulated financial services, consumer credit, payments, or fintech environment.

• Expertise:

  • Strong working knowledge of Australian consumer credit and conduct regulation, ASIC expectations, Australian credit licensing, responsible lending, product governance, complaints, and breach-reporting requirements.

• Leadership Capability:

  • Demonstrated experience managing teams, setting priorities, and driving program execution.

• Technical Skills:

  • Experience leading regulatory change, obligations management, compliance monitoring and testing, breach and reportable-situations processes, complaints oversight, regulatory reporting, and remediation programs.

• Attributes:

  • Strong judgment and decision-making capability.
  • Ability to influence senior stakeholders.
  • Clear and concise executive communication skills.
  • Ability to operate effectively in a fast-paced fintech environment.

• Education:

  • Bachelor’s degree required; relevant legal, compliance, risk, governance, or financial services qualification preferred.

We Offer

• Base Pay Grade: L
• Equity Grade: Australia 5
• Base Pay Range: AUD $135,000 - $205,000 per year
• Benefits:
  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
  • Time off - competitive vacation and holiday schedules.
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

About the Company

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

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