Compliance Manager (Australia)

About the Position

At Affirm, we exist for the moments that matter-giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

We are seeking a Compliance Manager (Australia) to join our International Compliance team. In this role, you will lead the Australian regulatory compliance program, translating global compliance strategy into local execution, ensuring applicable Australian regulatory and licensing obligations are met, and supporting responsible growth and strong consumer outcomes.

Responsibilities

• Australian Regulatory Program Ownership

  • Own and oversee the Australian regulatory compliance framework for consumer credit and related financial services.
  • Maintain documented compliance arrangements that support Australian credit licence obligations.
  • Lead ASIC examinations, inquiries, information requests, licence interactions, and other supervisory engagements.
  • Oversee timely and accurate regulatory notifications and reporting.

• Risk Management & Controls

  • Maintain the Australian regulatory obligations register and compliance risk assessment process.
  • Set remediation priorities and oversee corrective actions, consumer remediation, and sustainable control improvements.
  • Monitor compliance metrics and risk indicators across various areas.
  • Assess incidents and breaches, oversee reportability decisions, and escalate material regulatory risks.

• Governance & Strategy Execution

  • Translate global compliance strategy into Australian operational plans.
  • Prepare reporting for executive leadership and risk governance committees.
  • Own the regulatory change process from horizon scanning through implementation and assurance.
  • Assess governance structures and recommend enhancements.

• Cross-Functional Partnership

  • Partner with Product, Legal, Credit, Marketing, Servicing and Operations, Privacy, Analytics, and Engineering teams.
  • Provide practical regulatory guidance and challenge for new products and business initiatives.
  • Influence complex compliance decisions affecting Australian strategy, customer journeys, product governance, and consumer outcomes.

Requirements

• Experience:

  • 8+ years of regulatory compliance experience in an Australian regulated financial services, consumer credit, payments, or fintech environment.

• Expertise:

  • Strong working knowledge of Australian consumer credit and conduct regulation, ASIC expectations, Australian credit licensing, responsible lending, product governance, complaints and breach-reporting requirements.

• Leadership Capability:

  • Demonstrated experience managing teams, setting priorities, and driving program execution.

• Technical Skills:

  • Experience leading regulatory change, obligations management, compliance monitoring and testing, breach and reportable-situations processes, complaints oversight, regulatory reporting, and remediation programs.

• Attributes:

  • Strong judgment and decision-making capability.
  • Ability to influence senior stakeholders.
  • Clear and concise executive communication skills.
  • Ability to operate effectively in a fast-paced fintech environment.

• Education:

  • Bachelor’s degree required; relevant legal, compliance, risk, governance, or financial services qualification preferred.

We Offer

• Base Pay: AUD $135,000 - $205,000 per year.

• Equity: Equity Grade - Australia 5.

• Benefits:

  • Health coverage at no cost.
  • Spending stipends for tech setup, health, and wellness options.
  • Flexible time off and generous holiday calendars.
  • Employee stock purchase plan (ESPP).

• Remote-first: Most roles can be done from almost anywhere within Australia. Some positions may occasionally require in-person work at an Affirm office.

About the Company

Affirm is proud to be a remote-first company. Our benefits reflect our commitment to care, transparency, and flexibility. We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

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