Product Owner and Senior Risk Data Journey Expert

About the Position

Product Owner and Senior Risk Data Journey Expert

Join our Credit Infrastructure team within Integrated Risk Management and help shape the future of Credit Risk at ING.

Responsibilities

As Product Owner (50%)

• Lead an Agile squad delivering enhancements to credit risk engines.
• Own and prioritize the product backlog, turning business priorities into actionable delivery plans.
• Collaborate with Risk, Data Management, and IT stakeholders to deliver high-quality solutions.
• Ensure credit risk engines remain aligned with the latest policies and regulatory requirements.
• Act as the key contact for internal and external auditors.

As Senior Risk Data Journey Expert (50%)

• Develop expertise in the Credit Risk Data Landscape, including PD, EAD, LGD, and related risk engines.
• Support the implementation of regulatory initiatives within the Data Lake environment.
• Design efficient data flows and tooling for Risk and Business stakeholders.
• Contribute to the continuous digitalization of Risk processes and data architecture.

Requirements

You bring

• A strong sense of ownership and a results-driven mindset.
• Excellent stakeholder management and communication skills.
• The ability to work effectively across Risk, Business, and IT teams.
• Strong organizational skills and the ability to manage multiple priorities.

Product Owner expertise

• Minimum 5 years of experience as a Product Owner and/or Scrum Master.
• Experience working in Agile environments and managing product backlogs.
• Strong communication skills with both technical and non-technical audiences.
• Knowledge of the Record Bank data landscape is a plus.

Credit Risk Data expertise

• Experience with Oracle Databases and SAS Enterprise Guide.
• Strong affinity with data, systems, regulatory requirements, and Data Lake architectures.
• Knowledge of credit risk models and processes is an asset.

We Offer

• Competitive gross salary based on experience
• Flex Budget
• 20 statutory holidays
• 9-11 additional leave days
• 1 regional public holiday and 4 bank holidays
• Profit Sharing
• Public transport reimbursement
• Telephone subscription and internet allowance
• Pension Plan
• Hybrid working model
• Extensive learning and development opportunities
• An informal and collaborative working environment

About the Team

The Credit Infrastructure team develops and maintains the engines that support ING's Credit Risk domain. These engines calculate critical indicators and risk parameters that directly impact capital calculations, Risk Weighted Assets (RWA), and Loan Loss Provisions (LLP).

The team also manages the data infrastructure used to develop future risk models and acts as a key bridge between Credit Risk, Data Management, and other operational teams. Joining this team means contributing directly to the future of Risk digitalization at ING.

Ready to Make an Impact?

Apply now by submitting your CV and motivation letter. We look forward to meeting you and exploring how you can help shape the future of Credit Risk at ING.

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ING’s vision is to unlock our people’s full potential through our inclusive culture where everyone has the opportunity to develop and have impact for our customers and society. To achieve this vision, our policies support diversity, equity, and inclusion. As an equal opportunity employer, we do not tolerate discrimination of any kind with regard to age, gender, gender identity, cultural background, experience, religion, race, ethnicity, disability, family responsibilities, sexual orientation, social origin, or any other status protected by applicable law. If you require any assistance or if we can accommodate you in any way when participating in our application and/or interview process, please email the recruiting contact listed for the relevant position. We will be happy to work with you to ensure a fair and accessible process. Read more about our commitment to diversity, inclusion and belonging here.