Transaction Services Sales (Payments & Cash Management)

About the Position

Transaction Services Sales (Payments & Cash Management)

We are looking for a dedicated professional to join our team in Luxembourg, focusing on Payments & Cash Management within Transaction Services.

Responsibilities

• Drive Commercial Growth and Client Profitability

  • Generate new share of wallet with existing clients and acquire new clients
  • Deliver on specific revenue targets and client profitability within ING’s risk framework and appetite
  • Improve and maximize cross-buy of Cash Management solutions and other TS products

• Manage Client Lifecycle and Sales Process

  • Manage end-to-end the pre-lead, pitching, and proposal process in collaboration with colleagues
  • Negotiate TS solutions and pricing agreements by balancing client expectations, cost of sales, and cost of service within ING’s risk appetite
  • Act as a trusted advisor to clients and build strong relationships with key stakeholders

• Ensure Compliance and Market Positioning

  • Operate in line with KYC guidelines and requirements
  • Contribute to credit approval processes including credit applications and risk management (financial and non-financial)
  • Attend client events to position ING’s value proposition and stay informed on key market trends

Requirements

• Education

  • Higher education (Bachelor or Master’s degree) preferably in Economics, Accounting, or Finance

• Experience

  • Minimum 7 years of relevant experience in Cash Management Services or similar

• Skills

  • Good understanding of the Funds industry
  • Strong commercial skills with proven ability to originate TS sales and a deep understanding of Cash and Trade solutions
  • Knowledge of KYC processes, credit approval processes, risk management, and relevant legal and tax regulations
  • Excellent communication skills with fluency in English and French
  • Result-oriented mindset, strong analytical skills, and attention to detail
  • Ability to build trusted relationships, take ownership, and work effectively in a team
  • Open and creative mindset with a strong willingness to learn in a changing environment

We Offer

• A challenging commercial role with strong client interaction and ownership of end-to-end sales processes
• A collaborative environment where you work closely with internal stakeholders and build long-term client relationships
• Opportunities to develop your expertise in Cash Management and Transaction Services in an international and dynamic environment

About the Company

At ING, we’re on a journey that’s centered around our customers, powered by technology, and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We’re proud of that!

Our commitment to diversity, inclusion, and belonging: ING fosters a culture of diversity, inclusion, and belonging across six dimensions-Disability, Gender, Generations, LGBTQI+, Race & Ethnicity, and Culture-globally. As an equal opportunity employer, we do not tolerate discrimination of any kind with regard to age, gender, gender identity, cultural background, experience, religion, race, ethnicity, disability, family responsibilities, sexual orientation, social origin, or any other status protected by applicable law.