About the Position

Risk Modelling Analyst (Collection System)

You will design and review the collection strategies that run across the Group's consumer-finance markets in Europe and Asia, modelling them in UML and turning business rules into clean, executable system configuration. Sitting between collections operations, business logic, and the technical platform, you will govern configuration changes, troubleshoot issues, and coach local teams - with real Group-wide visibility and a clear path to becoming the recognised expert on the system. You will collaborate closely with colleagues in the Czech Republic, in a standard business-hours setup with no on-call.

Responsibilities

Design and review collection strategies and workflows using UML / strategy modelling (Astah).
Review configuration and parameterization changes and flag conditions that are not correct, keeping setups consistent across the Group.
Own and improve the collections system change-management process.
Support Group companies with collections system setup, optimisation, and troubleshooting.
Provide 2nd-line support for configuration issues during standard business hours.
Write and adjust SQL / PL/SQL and Python scripts for predictors and internal decisioning.
Train local teams and share best practices with collections users across markets.
Collaborate with operational, business, and technical stakeholders across multiple countries.

Requirements

Hands-on experience with UML / process and strategy modelling in any modelling tool - Astah specifically is a plus, not a requirement.
Able to read and understand system logic and spot incorrect configuration or parameterization.
Solid SQL skills and comfort validating and working with data.
Structured, analytical mindset, comfortable across both technical and business environments.
Fluent English - you will work daily with colleagues across countries and in the Czech Republic.

Nice to Have

Experience in collections, credit risk, or collections operations.
Collection systems such as Tallyman or Experian, or PL/SQL.
Python for scripting predictors and decisioning.
Git, Docker, Jira, and XML.

We Offer

20+ years of engineering expertise delivering large-scale IT transformation and fintech solutions.
Impact platforms used by 140M+ users across Europe and Asia.
Join a 500+ global engineering community working across 8 time zones.
Work in a truly international environment, collaborating with teams across Czech Republic and APAC.
Hybrid and flexible working setup that supports work-life balance.
Competitive compensation package including base salary, allowances, 13th-month salary, and performance bonuses.
Premium healthcare insurance, 24/7 accident coverage, and annual health checkups.
Extra perks including meal allowance, phone allowance, company laptop, and parking support.

About the Company

Our company is a dynamic fusion of innovation, skill, and vision, dedicated to transforming industries through technology. In this landscape, your unique talents and perspective are the keys to our collective success, contributing to groundbreaking solutions and strategies. Here, you're not just a part of the team; you're a vital contributor to a journey of continuous improvement and exceptional results. Join us, and let's shape the future together, where your growth is an integral part of our shared story.

Our Benefits

Time off: 5 weeks of paid holiday per year plus up to 5 days of personal time off.
Meal contribution: EmbedIT pays 55% of what you spend on meals at office locations.
Flexible work: Core working hours are from 9:00 to 15:00 daily with a hybrid setup option.
Pension Insurance or Long-term Investment product: CZK 2,000 per month allowance.
Health & Care: Access to premium healthcare or a 500 CZK monthly allowance for health activities and relaxation.
Recharge by PPF: One extra month of leave for every five years worked.
Discount programmes: Savings negotiated at O2, Air Bank, Makro, Home Credit, and other vendors.
Personal growth: Active support for skill development, hands-on experience, and participation in exciting projects.
Other perks: Annual all staff parties, fun teambuildings, sport events, and Fail Forward sessions.

Our Hiring Process

Expect a concise hiring process focused on evaluating your fit through an application review, a skills interview, and a culture fit discussion. Our goal is to ensure clarity and feedback throughout.

Here’s what you can expect

Application: Submit your application through our online portal, showcasing your skills, experiences, and enthusiasm for the position.
Screening: Our recruitment team will review your application to assess your qualifications and alignment with the role.
Interviews: Participate in multiple rounds of interviews with various team members and stakeholders.
Assessments: For certain roles, we may conduct assessments or technical tests to evaluate your skills and suitability.
Offer: If successful, we’ll extend a job offer including details about compensation, benefits, and other pertinent information.
Onboarding: Once you accept our offer, we’ll guide you through our onboarding process, including orientation sessions, training, introductions to your team, and assigning a “buddy” to help you settle in.

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Risk Modelling Analyst (Collection System)

Job description