Credit Risk Analyst - 12 months fixed term contract

About the Position

Credit Risk Analyst - 12 months fixed term contract

We are expanding our Retail Credit Risk team at ING Bank and are looking for talented professionals to make a real impact in a team that is transforming how risk insights support better customer and business outcomes.

Please note this is a 12 months fixed term contract

Whether you're an experienced analyst looking to deepen your expertise or a risk professional ready to drive strategic initiatives, you'll play a critical role in delivering insights that support better decision-making, enhance portfolio performance, and strengthen ING's risk management capabilities.

Working closely with stakeholders across Risk, Data, and Technology, you'll contribute to portfolio monitoring, risk reporting, data transformation initiatives, and the development of innovative analytical solutions.

You'll have the opportunity to influence key business decisions, improve how risk data is managed and consumed, and help drive the adoption of automation and AI-enabled capabilities across the function.

Responsibilities

• Monitor portfolio performance and identify emerging risks and trends across Retail and SME lending portfolios.
• Deliver meaningful reporting, analysis, and insights that support effective risk management and business decision-making.
• Partner with stakeholders across Risk, Data, and Technology to enhance reporting, data quality, and analytical capabilities.
• Contribute to strategic, regulatory, and transformation initiatives that strengthen ING's risk management framework.
• Leverage data, automation, and innovative technologies to improve efficiency, reporting, and portfolio insights.

Requirements

• Experience in credit risk analytics, portfolio monitoring, risk reporting, or risk data management within banking or financial services.
• Proven SQL, data analysis, and reporting capabilities, with experience using tools such as Tableau, Power BI, or similar platforms.
• Knowledge of retail lending products and an understanding of credit risk management principles.
• Excellent analytical, problem-solving, and stakeholder management skills, with the ability to translate data into actionable insights.
• A curious and proactive mindset, with a passion for continuous improvement, innovation, and emerging technologies, including AI.

We Offer

• Discounted ING Health Insurance
• An additional Rest Day to support your wellbeing
• An IMPACT day to volunteer on approved sustainability activity

About the Company

At ING, we’re all about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communities we’re proud to support. Joining ING means stepping into an environment where your individuality isn’t just welcomed - it’s celebrated. We’ve built a culture that’s fun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing.

Whether you’re taking ownership of exciting projects, thinking outside the box, or working with global colleagues, you’ll find ING is the kind of place where growth isn’t just a possibility; it’s a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace, you’ll feel the difference in how we value and champion our people.

We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, if you’re interested but don’t meet all the criteria, we encourage you to apply. We’re invested in fostering a diverse and inclusive workplace where everyone feels like they belong. We’re your allies in helping you do your thing during the recruitment process, so let us know (email below) if you require any support or adjustments when you apply.

Sound like your kind of vibe? We can’t wait to hear from you!

Need more?

Contact: Skye Griffiths on [email protected]

For support and adjustments, including DEI, LGBTQI+ confidential application support enquiries: [email protected]

Applications close Friday 23 October

Apply now