Ekspert_ka Analityk_czka - Ryzyko Kredytowe

About the Position

Role: Ekspert_ka Analityk_czka - Ryzyko Kredytowe

Location: Warszawa, Polen and Katowice, Polen

Employment Type: Full-time

We are seeking a Credit Risk Analyst to join our team in Warsaw and Katowice, focusing on credit analysis and risk assessment for business clients.

Responsibilities

• Conduct credit analysis and risk assessment for business clients.
• Make credit decisions within assigned competencies or participate in the decision-making process.
• Prepare justifications for credit decisions based on financial, industry, and qualitative analysis.
• Collaborate with advisors, risk, and operations in the end-to-end credit process.
• Participate in client portfolio monitoring and risk identification.
• Support the development and improvement of credit processes and decision-making standards.
• Share knowledge and support team development.

Requirements

• Experience in credit analysis of business clients or in credit risk.
• Higher education in economics.
• Ability to assess creditworthiness and identify financial and business risks.
• Knowledge of financial analysis.
• Ability to make decisions and take responsibility for their quality.
• Ability to look holistically at the client and the transaction being assessed.
• Proficiency in working with data (Excel; PowerBI and other analytical tools are a plus).
• Effective collaboration with various stakeholders and clear communication of conclusions.
• Demonstrates independence, accuracy, and attention to quality and timeliness of tasks.

Nice to Have

• Experience with PowerBI and other analytical tools.

We Offer

• Investment in development: We offer funding for training and courses, as well as access to educational platforms like Udemy Business, eTutor, and our internal e-learning platform. We also offer development internships and career consultations.
• Health and safety: We provide a medical package and life insurance for you and your loved ones, access to the Mindgram platform with individual consultations with specialists and webinars.
• Work-life balance: Additional days off: "day for the family" (up to you how to use it), days off as a reward, and hours off for volunteering or health prevention.
• For parents, we have additional maternity and paternity leave days and days off for childcare, regardless of the limit used by the other parent.
• Join us and choose to work in a stable organization focused on comfortable working conditions, certified as a Top Employer.
• The future is our common investment - together with ING, you can get involved in any ESG and social responsibility initiative.
• Decide on the equipment you work with. We provide all employees with the necessary equipment for work, but if you want to work on a smartphone brand of your choice, which you will also use for personal purposes, we offer this possibility.
• We offer a refund and discount program on selected purchases.
• We celebrate together and get to know each other at team outings, family and sports events, such as Children's Day, Run Warsaw, or sports tournaments.
• Fully green office spaces for work and meetings and relaxation areas - all at your disposal.

About the Company

At ING, we want everyone to reach their full potential. We create a culture where everyone can grow and make a difference - for our customers and society. Diversity, equality, and inclusion are natural to us. We do not tolerate any form of discrimination, whether based on age, gender, gender identity, cultural background, experience, religion, origin, disability, family obligations, sexual orientation, or any other reason. If you need support during the application process or interviews, please contact us at the email address provided in the job posting. We are here to help ensure a fair and easy process. Learn more about our commitment to Diversity, Inclusion & Belonging.

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Apply now and join our team!