Ekspert_ka Analityk_czka - Ryzyko Kredytowe

About the Position

Ekspert_ka Analityk_czka - Ryzyko Kredytowe

Are you looking for a role where you can combine financial analysis with business decision-making? If you can assess credit risk, draw accurate conclusions based on data, and take responsibility for your decisions, this offer is for you. You will join a team responsible for analyzing business clients' credit, collaborating with key stakeholders, and developing high-quality credit processes and standards.

Responsibilities

• Conducting credit analysis for business clients and assessing transaction risk
• Making credit decisions within the granted competencies (or participating in the decision-making process)
• Preparing justifications for credit decisions based on financial, industry, and quality analysis
• Collaborating with advisors, risk, and operations in the end-to-end credit process
• Participating in monitoring the client portfolio and identifying risks
• Supporting the development and improvement of credit processes and decision-making standards
• Sharing knowledge and supporting team development

Requirements

• Experience in credit analysis for business clients or in the area of credit risk
• Higher economic education
• Ability to assess creditworthiness and identify financial and business risks
• Knowledge of financial analysis
• Ability to make decisions and take responsibility for their quality
• Ability to look holistically at the client and the transaction being assessed
• Proficiency in working with data (Excel; PowerBI and other analytical tools are welcome)
• Effective collaboration with various stakeholders and clear communication of your conclusions
• Demonstrates independence, accuracy, and attention to quality and timeliness of tasks performed

We Offer

• Investment in development - we propose funding for training and courses, as well as access to educational platforms: Udemy Business, eTutor, internal e-learning platform. We also offer development internships or consultations with career advisors
• Care for health and safety - we offer a medical package and life insurance for you and your loved ones, access to the Mindgram platform with individual consultations with specialists and webinars
• Working at ING gives you the opportunity to join the Employee Pension Program and the Oncology Prevention Program
• Work-life balance in practice means additional days off: "family day" (how you use it is up to you), days off as a reward, and free hours for volunteering or health prevention
• For parents, we have additional maternity and paternity leave days and days off for childcare, regardless of the limit used by the other parent
• By joining us, you are choosing to work in a stable organization focused on comfortable working conditions with a Top Employer certificate
• The future is our common investment - together with ING, you can get involved in any initiative supporting ESG and social responsibility
• You decide what equipment you work with. We provide every working person with the necessary equipment, but if you want to work on your chosen brand of smartphone, which you will also use for your private purposes, we give you that opportunity
• We offer a refund program and discounts on selected purchases
• We celebrate together and get to know each other at team outings, family parties, and sports events, such as Children's Day, Run Warsaw, or Sports Tournaments
• Fully green office spaces for work and meetings and relaxation areas - all at your disposal

About the Company

ING is a global bank with a strong European base. Over 60,000 colleagues serve approximately 38 million clients and corporate clients in over 40 countries.