Ekspert_ka Analityk_czka - Ryzyko Kredytowe

About the Position

Ekspert_ka Analityk_czka - Ryzyko Kredytowe

We are looking for a Credit Risk Analyst to join our team in Warsaw and Katowice, focusing on credit analysis and risk assessment for business clients.

Responsibilities

• Conduct credit analysis for business clients and assess transaction risks
• Make credit decisions within assigned competencies (or participate in the decision-making process)
• Prepare justifications for credit decisions based on financial, industry, and quality analysis
• Collaborate with advisors, risk, and operations in the end-to-end credit process
• Participate in client portfolio monitoring and risk identification
• Support the development and improvement of credit processes and decision-making standards
• Share knowledge and support team development

Requirements

• Experience in credit analysis for business clients or in credit risk
• Higher education in economics
• Ability to assess creditworthiness and identify financial and business risks
• Knowledge of financial analysis
• Ability to make decisions and take responsibility for their quality
• Ability to look holistically at the client and the transaction being assessed
• Proficiency in working with data (Excel; PowerBI and other analytical tools are a plus)
• Effective collaboration with various stakeholders and clear communication of findings
• Demonstrates independence, accuracy, and attention to quality and timeliness of tasks

Nice to Have

• Experience with PowerBI

We Offer

• Investment in development - we offer funding for training and courses and access to educational platforms: Udemy Business, eTutor, internal e-learning platform. We also offer development internships or career advisor consultations
• Care for health and safety - we offer a medical package and life insurance for you and your loved ones, access to the Mindgram platform with individual consultations with specialists and webinars
• Working at ING allows you to join the Employee Pension Program and the Cancer Prevention Program
• Work-life balance in practice means additional days off: "family day" (up to you how you use it), days off as a reward, and free hours for volunteering or health prevention
• For parents, we have additional maternity and paternity leave and days off for childcare, regardless of the limit used by the other parent
• By joining us, you choose to work in a stable organization focused on comfortable working conditions with a Top Employer certificate
• The future is our joint investment - together with ING, you can get involved in any initiative supporting ESG and social responsibility
• You decide what equipment you work with. We provide everyone with the necessary equipment, but if you want to work on your chosen brand of smartphone, which you will also use for personal purposes, we offer that possibility
• We offer a reimbursement and discount program on selected purchases
• We celebrate together and get to know each other at team outings, family parties, and sports events, such as Children's Day, Run Warsaw, or Sports Tournaments
• Fully green office spaces for work and meetings and relaxation areas - all at your disposal

About the Company

At ING, we want people to be able to give their best. That's why we create an inclusive culture where everyone can grow and make a difference for our customers and society. We always promote diversity, equality, and inclusion. We do not tolerate any form of discrimination: by age, gender, gender identity, culture, experience, religion, race, disability, family responsibilities, sexual orientation, or otherwise. If you need support or help during the selection process or interview, contact the recruiter indicated in the announcement. We will be happy to help you make everything fair and accessible. Click here to learn more about our commitment to diversity and inclusion.