About the Position

Junior Kreditanalyst / Credit Analyst (m/w/d) Kreditrisikomanagement, Rating & Jahresabschlussanalyse

Deutsche Leasing is more than an asset-finance partner. We realize the visions of the German Mittelstand and drive the digital and climate-friendly transformation forward-as a market leader. With over 2,700 employees in various industries and 23 countries worldwide. Whether construction cranes, vehicle fleets, or sustainable energy generation: Together, we make visions financeable.

Sie erfüllen nicht alle Anforderungen unserer Stellenanzeige, möchten sich aber trotzdem bewerben?

– Sehr gerne, wir freuen uns auf Sie!

Your Tasks

Analysis and evaluation of annual financial statements, business evaluations, and other creditworthiness documents of our existing customers
Conducting and documenting regular creditworthiness checks and annual ratings
Monitoring compliance with regulatory requirements, particularly in the credit and risk management environment
Identifying economic changes and risks and informing the responsible risk areas of any noticeable deterioration in creditworthiness
Creating, maintaining, and developing reports for the risk area, management, and other internal stakeholders
Preparing relevant information for customers, financing partners, and internal and external audits
Contributing to the optimization of processes and procedures in credit, risk, and reporting

Your Profile

Completed degree in Economics, Business Administration, Finance, or a comparable field, or completed training as a Bank Clerk (m/w/d), ideally supplemented by further qualifications
Initial practical experience in the analysis of annual financial statements, creditworthiness checks, ratings, or in credit business
Interest in economic relationships as well as risk and financial topics
Analytical mindset and a structured, process-oriented approach
Willingness to learn and openness to change
High sense of responsibility and reliable work ethic
Organizational skills and enjoyment of teamwork

Team Description

Do you want to assess company creditworthiness and analyze economic risks? Then become part of our team and take on essential tasks of professional credit and risk management with your analytical expertise. With us, you can expect varied tasks, exciting insights into different industries, and attractive development opportunities in the financing environment.

Further Information

Job number: 60009086130726

Deutsche Leasing as an Employer – Excellent!

Career and More: Your Benefits Through Our Additional Services

We appreciate what our employees achieve. Our recognition goes beyond salary and is also expressed through extensive additional benefits. This includes our occupational pension scheme, our insurance benefits, our support for your mobility with public transport, or subsidies for daily meals. Get an overview!

Flexible Working Hours

We support you in flexible time planning – through our collective agreement, we can offer up to 40% monthly flexible mobile work. In addition, we have company-determined public holidays on December 24th and December 31st.

Job Bike

Sustainability is close to our hearts – that's why we support our employees with a corresponding job bike leasing offer.

Public Transport Subsidy

We support your mobility with a subsidy for the monthly pass in public transport.

Parking

Parking spaces on the premises of our headquarters in Bad Homburg can be used for just €1 per day.

Pension – Occupational and Private

Now and in the future – we take care of your financial security. With the start of your employment with us, the occupational pension scheme also starts for you. Of course, you can additionally insure yourself privately or plan with special conditions.

Healthy Catering

We provide you in the company restaurant or our cafeteria at our headquarters. The offer ranges from breakfast snacks to a daily changing selection of various lunch dishes to a break with coffee and cake. As an employee in one of our branches, you will receive a meal allowance.

EGYM Wellpass

We bring work and personal fitness into balance: With EGYM Wellpass, train easily in over 9,000 sports facilities and use a diverse digital offer.

Company Sports

Whether yoga, Pilates, or boxing – we have a varied company sports program. Qualified trainers offer various sports courses in the fitness room at our headquarters.

Wellness Offers

In a specially set up relaxation room at the headquarters, you can take advantage of massages and qualified advice on health issues.

###... and many more benefits

Your Application Process

In line with the sustainability concept, we completely forgo paper applications. Therefore, we ask you to submit your application documents exclusively online via our applicant portal. You will receive a confirmation of receipt afterwards. Applications sent by other means, such as email or post, cannot be considered in the application process. Please note that postal applications sent to us will not be returned but will be disposed of in a data protection-compliant manner.

1. Submit Online Application

2. Confirmation of Receipt within 24 Hours

3. Online Interview

After reviewing the documents, you will receive an invitation for an online interview.

4. Personal Interview

Invitation for a personal interview on-site.

What Your Colleagues Say

Markus Neufer

Portfolio Risk Specialist

After many years in the Treasury of Deutsche Leasing and now almost two years in risk controlling, I can say that the tasks have not lost their appeal. This is partly due to constantly changing market conditions and regulatory requirements for risk management, and partly due to DL's claim not to be satisfied with the status quo. I appreciate the professionalism and the open, self-critical approach in the risk controlling of Deutsche Leasing, which is associated with the claim to always question and further develop existing methods. In DL itself, I have experienced, especially in recent times, an increasing willingness to change in dealing with new topics, techniques, sustainability issues, and working methods, so that I believe DL will remain an attractive employer in the future.

Amadeus Oppitz

Data Protection Specialist

For over ten years, I have been a satisfied employee of Deutsche Leasing, and time has passed proverbially "like in a flash" and without a moment of standstill.

After completing my dual studies, I have remained loyal to Deutsche Leasing for many years because the variety of tasks and opportunities offered is fantastic:

The financial services industry is a challenging environment that offers a whole range of interesting activities. For several years, I have been able to work in exciting projects in the OrgIT area and further develop our system landscape.

My wish to learn something new and reorient myself was met with a change to a compliance function, and so I became part of the data protection team.

To the question whether data protection is not a "dry" topic, I can say with full conviction that the work in the area of compliance & AML is very varied.

Increasing regulatory requirements and the international orientation of DL give me the feeling that I can also set positive impulses for our business from a second-line function.

Combined with a team in which I feel great, the appreciative leadership culture, and the many benefits offered, I can highly recommend DL as an employer.

In short – I look forward to every workday on which I can contribute to the company's success and am looking forward to the challenges of the coming years!

Willi Turturica

Head of Individual Business Risk Steering

Before I came to Deutsche Leasing, I was allowed to get to know large banks, small banks, leasing companies, and consulting firms. I was also allowed to gain experience in different countries with different working cultures before fate brought me to Bad Homburg.

I have been with the company for over 10 years now. Nevertheless, every day still offers new developments and new perspectives. Something is always in motion. Because the company is many things in one. As a member of the Sparkassen Group, the company is part of a very large network. But with more than 2,700 employees worldwide, it is still small enough to maintain the personal level.

To develop meaningful risk models and risk processes, all this different information must be understood, transformed into technical data processes, and provided with key figures for control purposes. And since the economic reality is constantly evolving, these procedures must be checked and updated continuously. The task spectrum of the risk controller is additionally supplemented by profound knowledge of regulatory requirements. Economic developments, processes, data, and the legal framework: these are the pillars of risk controlling.

There is always something new, and it is always exciting.

Contact Person

Alicia Spaunhorst - Recruiting Manager

Get Your Application Ready in 3 Minutes!

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Junior Kreditanalyst / Credit Analyst (m/w/d) Kreditrisikomanagement, Rating & Jahresabschlussanalyse

Job description